Hot Today

Wise Bread articles that are hot today.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

Why We're So Materialistic (Even Though We Know It's Dumb)

Getting control of our spending and our finances would be a lot easier if we weren't so materialistic. So why are we?

America Is the No Vacation Nation

Studies show that Americans are not using all their vacation time and are not given as much vacation time as other developed countries to begin with.

5 Painless Ways to Lower Your Cell Phone Bill

Dial in to these smart bill-lowering tactics, and watch your cell phone bill get a whole lot smaller.

How to Sign Up for Half-Price Flights and Free Hotels

It's not a trick or a scam — you really can get deeply discounted travel by becoming a mystery shopper.

How to Help Your Kid Build Their First Budget

Everything your teen needs to master their money starts with you. Teach them budgeting basics that will last a lifetime.

Why the Age of Your Credit History Matters

Your credit history is like a fine wine — the longer it matures, the better it is.

Are You Paying These 6 Unfair Banking Fees?

Fees here, fees there, banking fees everywhere. Cut the expense of banking and other financial services by shopping smart and choosing fee-free.

6 Powerful Images of Money and What They Really Mean

From Fearless Girl to Uncle Scrooge's vault, these iconic money images continue to shape our outlook on finance.

5 Places to Get Cheaper Diapers

After having five children, I know a few things about finding diaper deals. Follow my suggestions, and you'll never have to pay full-price for diapers again.

10 Critical Steps to Protect Your Data in the Cloud

Cloud backup services are easy to use — and easy to hack, it seems. Protect your personal data from prying eyes.

How Living in a Hotel Can Be Surprisingly Affordable

Believe it or not, living in a hotel can be an affordable housing option.

U.S. Government Offers "Free" $50,000 to Troubled Homeowners

Are you struggling to pay for your mortgage? Uncle Sam is gearing up to pass out up to $50,000 to troubled homeowners, and it doesn't have to be repaid.

10 Financial Resolutions You Can Conquer Before New Year's

Don't wait for the ball to drop and the Champagne to pour; get cracking on these financial resolutions before the end of the year!

What Does Your Personal Guarantee On a Business Credit Card Mean?

A credit card for your small business can be a great way to manage expenses (and earn rewards). There's just one catch.

7 Ways to Rent An Apartment With Bad Credit

Bad or low credit makes everything hard — even renting an apartment. Here's how you can still find a place when your credit is weak.

7 Life Choices That Are Actually Financial Decisions

You might think that many of life's biggest decisions come down to emotion. But they really come down to money.

The Best Credit Cards With Airline Companion Tickets

Companion tickets are one of the best credit card perks available. Discover five great cards currently offering these tickets — and three not worth the trouble.

How to Become a Minimalist With Your Money

Money management have your head in a whirl? Try the minimalist approach instead.

5 Ways to Build Retirement Stability in Your 50s

Your 50s are no time to slow down your financial progress. These critical money moves could save your retirement.