Hot Today

Wise Bread articles that are hot today.

Stop! Don't Cut Up Your Credit Cards

Put down the scissors, and step away from the plastic! You can catch up on credit card debt in much smarter ways than chopping up your cards.

Ask the Readers: What Big Purchase Has Helped You Save Money?

Tell us about a big purchase that has helped you save money and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

10 Foods That Can Help You Sleep

Don't let your late to bed late to rise sleeping habits slow you down. Nibble (or sip) these sleep inducing foods to fall asleep faster — and stay that way until morning.

Translating Volunteer Experiences to Workplace Credentials

Need ideas for parlaying volunteer hours into skills and experiences valued by employers? Even if you haven’t received a paycheck in exchange for creative ideas, event planning, or

6 Easy Ways to Get Free Travel

Travel doesn't have to be expensive, in fact, you can see the world for free if you know where to look.

Do What You Love: Idealistic Nonsense Or Good Advice?

"Do what you love" has always been the cheesiest advice you can give a young person, but can it really be solid advice? In anything you do, there's the struggle of between paying t

Book Review: The Art of Manliness Classic Skills and Manners for the Modern Man

I just finished reading "The Art of Manliness: Classic Skills and Manners for the Modern Man" by Brett and Kate McKay. As the married mom of 2 sons nearing manhood and the daughter

8 Common Pieces of Emotional Baggage (and How to Ditch Them)

Those heavy emotions and memories you're hauling around are slowing you down. Drop them and move on.

10 Places to Get Free Personal Finance Classes

Wise Bread is a great source of personal finance basics, but only one thing beats a proper, quality financial education — a FREE high quality financial education.

How to Close a Credit Card Without Dinging Your Credit Score

You don't use that credit card anymore — but canceling might crush your credit score. Try these smarter methods of ditching that card.

Why Warren Buffett Says You Should Invest in Index Funds

Warren Buffett made a huge bet on index funds — and won. Find out if you should make that bet, too.

Make the World Better With These 17 Free Ways to Give Back

There are plenty of ways to donate your unwanted belongings and your time without spending a dime.

The One Question You Need to Answer to Choose the Best Health Care Plan

You need to a buy your own health insurance on the exchange, but you don't know where to start. We're going to help you weigh your options.

Why Donating Money Is the Best Thing You Can Do After a Natural Disaster

There's a natural impulse to donate after a natural disaster. But donating goods over money is not always the best idea.

7 Things to Consider Before Becoming a Stay-at-Home Parent

Being stay-at-home parent can prove beyond rewarding, but walking away from a job in this economy is a tough decision. Here are some factors to consider.

10 Things You Do to Save Money That End Up Costing You More

Sometimes, what we think we're doing to save money actually costs us a lot more. Make sure you're not making one of these "saving" mistakes.

Your Hotel Room Has Bedbugs. Now What?

Bedbugs? Ick! Once the squick subsides, take some steps to make sure you don't bring any new friends home with you.

Here's What You Need to Know About 529 ABLE Accounts

If you're the parent of a special-needs child, the 529 ABLE account can be a valuable resource in helping your child thrive.

Always Answer the Call: Expert Advice on Debt Collection

Michelle Dunn has experience as both a debt collector and as a debtor. Get her expert advice on dealing with collections agencies.