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Wise Bread articles that are hot today.

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga

The 5 Best Cozy Home Essentials

If you look around your living room or bedroom and don't immediately want to take a nap, something's missing.

8 Vile Craigslist Scams to Watch Out For

Although 99% of the ads on Craigslist are legit, some are designed to scam you. Recognize these eight common Craigslist scams and avoid becoming a mark.

When Does Your Credit Card Start Charging Interest on a Purchase?

There's a lot that goes into a credit card's interest rate. The most important thing you need to know is when you'll be charged for it.

Here's How Rich You'd Be If You Stopped Drinking

Don't drink away your savings. You might be surprised what the average American spends covering that bar tab each year.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

Personal Finance Blogs: Highlights From Our Conversation With The Plutus Awards

Don't miss the highlights from our chat with The Plutus Awards on personal finance blogs!

Best Ways to Count (and Cash in) Your Change

Try these free, fast, and easy options to turn coins into cash.

20+ Questions to Ask During an Open House

Searching for your dream home? Make sure to ask these key questions as you browse open houses.

How to complain and get a good result.

When you're on the receiving end of a poor product or service, you're entitled to complain. Here's how to do it.

9 Online Retailers Who Let You Stack Coupons

If you're not stacking coupons, you're missing out on some huge online savings.

5 Unexpected Benefits of Secured Credit Cards

Secured credit cards can help build or rebuild credit — but you may be surprised by the other benefits they offer, too.

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

25 Ways to Get Motivated Today

Dragging, lagging, procrastinating, and generally unmotivated? No matter what you're trying to do, get motivated NOW with these tips.

50+ Uses for Citrus Peels

Don't toss those citrus peels just yet! There are so many amazing ways to put them to good use.

7 In-Flight Amenities Worth the Cost

Flying economy is no picnic, but you can make your time aloft almost dreamy with a couple of in-flight luxuries worth paying for.

The Best Credit Cards for Back to School Shopping

The right credit card can mean big savings for your back to school shopping. These are the best ones to use for this fall.

Financial Math Basics You Need to Know

Do you have the math skills to manage your finances? Learn these basic concepts and calculations to help improve your financial position.

The Pros and Cons of Paying Cash for a House

Just like any financial decision, there are pros and cons to paying cash for a house.

Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to re