Hot Today

Wise Bread articles that are hot today.

7 Traps to Avoid With Your 401(k)

Your 401(k) is a powerful retirement savings tool, but that doesn't mean it's perfect.

Why I Still Write Paper Checks

I know people who never write checks, but I'm not one of them. Here's why.

How Much Does Your Credit Card Debt Cost You?

Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.

The Benefits and Drawbacks of Credit Unions

Are you annoyed by your bank's tendency to add more fees and offer lower savings interest rates? Consider a credit union as an alternative; here are the benefits and drawbacks.

10 Reasons You Should Call in Sick Today

The science is clear — an extra break now and again is really good for your mind, body, and productivity. Go ahead, take a day. You've earned it.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

21 Frugal Ways to Reward Yourself Right Now

All work and no play makes Jack a dull boy. But what about you? Reward yourself with these easy, cheap, and relaxing activities.

The Best Age to Buy Long-Term Care Insurance

If you want to buy long-term care insurance, don't wait until it's too late.

How to Stick to an Exercise Plan

If you've set a goal to lose weight or get healthy through exercise, great! Make sure you achieve your goal by following these suggestions.

Free movies rentals for life.

Forget Netflix and Hulu. The best place to get movie rentals is your local library — and it's totally free!

Pay Yourself First: What It Means, and How to Do It

Can't save money? Think again. Try this technique to automate your savings and reach your financial goals.

The 5 Best iPhone 6 Covers

In order to keep your iPhone in top texting and tweeting condition, you need a phone cover that's durable, like one of these best five choices.

The Best Credit Cards with Sign-up Bonuses for Hotel Stays

These hotel credit cards offer easy redemption for free stays and other nice perks.

18 Cheap and Attractive Ideas for Bookshelves

Reading means books, and books mean a storage problem. Keep your favorites close with one of these affordable, nice-looking book storage solutions.

5 Things to Do Now to Prepare Your Home for Summer

Before you know it, summer heat will be here. Is your home ready?

Fix energy in tangible form

They key problem with energy is that it's really hard to store--it's tough to buy energy now and use it later, and most energy storage techniques lose a large fraction of the energ

Can you talk to your friends about debt?

Can you talk to your friends about your debt? Can you talk to your friends about their debt?

Blergh! Could you eat these strange canned foods?

I was raised on canned food. We never had much money, so my folks bought food in cans because it lasted forever, it was cheap and, if dented or without a label, really really cheap

What is keeping you from a life of financial independence?

My goal has always been to work for ten years and then have enough financial freedom to do whatever I want to do. Whenever I tell people this they seem to be rather incredulous an

How Big of a House Do You Really Need?

For my entire life, I have never lived in a place bigger than 1400 square feet. The smallest dwelling I had was a studio less than 400 square feet which I shared with my parents.