Hot Today

Wise Bread articles that are hot today.

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

When Should You Say No to Those Who Want to Borrow Money from You?

I think most of us have been asked to lend money to someone we know. No matter how close you are with the potential borrower, there are certain situations when you just have to sa

Join Our Tweetchat on Thursday 12/3, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Topic: Having a Frugal Holiday Season! Join our conversation with SmartyPig for chance to win your share of $300 in Amazon gift cards! Use #WBChat and #SmartyChat to participate!

Do you trust ads from radio DJs?

The US radio airwaves are filled with endorsements from radio DJs, and the list of things they hawk is mind-blowing.  Coming from a country that doesn’t have these pai

Best Money Tips: How to Build an Emergency Fund From Nothing

Today we found ways to build your emergency fund from nothing, ways to fight clutter and get organized, and a guide to buying refurbished products.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

Ask The Readers: How Do You Celebrate Frugally?

Tell us how you celebrate frugally and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Europe Reborn As A Budget Destination?

I had written off Europe as a possibility for the budget traveler long ago. I did it with great difficulty, because I know from experience there is nothing like the food, history,

U.S. Bank College Visa Credit Card Review

For students trying to build credit, a simple and straightforward credit card with no annual fee and no rewards could be the best option.

Zen Spring Cleaning (and making a little cash off it too)

The snow has melted. The kids are gone to grandma's. Sounds like the best (and most frugal) thing to do this April would be to stay home and clean, organize, and sell all that

Best Money Tips: Financial Moves for Your 20s

Today we found financial moves to make in your 20s, smart ways to use salt, and Craigslist tips that’ll improve your finances.

Best Money Tips: Cut Your Electricity Bill

Today we found some stellar articles on ways to cut your electricity bill, entertaining yourself for free or cheap, and ovecoming your financial fears.

16 Ways to Kick-Start Frugality

You don't have to change your whole life to start saving more and spending less. Start with one of these doable challenges and goals, and frugal it up from there.

Join Our Tweetchat on Thursday 2/11, 12pm Pacific for a Chance to Win Prizes

Topic: Having a Frugal Valentine's Day! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

Change Your Life With a 30 Day Challenge

Self-improvement can be hard, especially if we imagine making a change that will last the rest of our lives. To make a change stick, try it for 30 days first.

Best Money Tips: Cheapest Cities for Retirees

Today we found articles on the cheapest cities for retirees, the best time to visit top vacation destinations for big savings, and affordable but romantic Valentine’s Day ideas.

Is Social Security Just A Grand Ponzi Scheme?

I received my Social Security statement this week and it was a useless piece of paper to me since I do not qualify for retirement benefits yet. I always hear critics of Social Sec

The 5 Best Humidifiers

Keeping your sinuses clear in the dead of winter isn't simple, but it can be. Just use any of these humidifiers and you'll breathe easy.

Ask the Readers: What's the Worst Money Mistake You've Ever Made?

Tell us about your worst money mistake and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Need a Cheap Cool Dessert? Make Your Own Shaved Ice!

Last week temperatures here in California soared into the 90s and we needed to cool down. After getting some fat free frozen yogurt we were still feeling hot, so my husband took o