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Wise Bread articles that are hot today.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?

Do you have any of these items lurking in your home that should be thrown (or given) away? Here's a list of 25 things to get rid of right now.

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

Yardwork is a pain, and can hurt you in the wallet, too. Try some of these easy ways to spruce up your yard without spending a lot of money.

You can find just about anything you need when you're a city slicker — including one of these great side gigs!

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

Does tax time leave you with a huge refund or a huge bill? Your withholding is off. Here's how to fix it.

Has half the executive staff suddenly decided to make more time for family? Yeah, your company is doomed.

Before you cosign on a student loan, these are four important things to keep in mind.

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.