Hot Today

Wise Bread articles that are hot today.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

10 Simple Household Repairs Every Frugal Person Should Master

Why call an expensive pro to fix every little thing around the house when you can just DIY? Get out your toolkit and get to work!

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

How to Protect Your Child From Identity Theft

Identity theft is scary. When your kids are the target, it's positively terrifying.

5 Steps to Successful Budgeting

Ready to build your best budget? All it takes is five steps to clear financial control.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

6 Conversation Tricks That'll Get You Out of a Political Discussion

Slide out of a tough political fight unscathed with these smart tactics.

7 Things Your Credit Report Does NOT Include

Your credit reports may be handy snapshots of your financial health, but they don't show the whole picture. Find out what's missing.

Remember Where You Parked Your Car and More: 35 Practical Uses of a Digital Camera

Creativity, frugality, and, on occasion, desperation can inspire innovative uses of the digital camera. Whether it is a standalone device or part of a smartphone or PDA, don't leav

How to Get More Value Out of American Airlines Miles

Want to squeeze more value out of those American Airlines miles? Here's how to do it right.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

10 Dumb Ways to Scare Off Potential Homebuyers

Before you put your home on the market take a look around. Would you buy a place that looks like yours?

Why It Pays to Be a Patient Shopper

When you want something, you want it now! But buying the first acceptable option that fits your budget could be costing you big bucks.

6 Ways to Avoid Scams When Selling Your Stuff Online

Selling items online is so easy to do these days. But you still have to watch out for scammers.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

The 5 Best In-Home Dry Cleaning Kits

Keeping your clothes in peak condition isn't easy, but it can be. Just use one of these five in-home dry cleaning kits and you'll always look sharp.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?