Along about the middle of the dot-com boom--when the market had already had two years of 20% annual gains--I read an article that suggested that individual investors had no need of a cash res [more]
Never thought you could actually get in shape with that PS2 or Xbox, huh? Believe it or not, I justified buying a PS2 because it's cheaper than hiring a personal trainer and ge
Two weeks after my husband had gotten a glowing performance review and his manager sent care packages for all our of our kids, he was told over the phone at a client meeting that h
If you read frugality and simplicity blogs for any length of time, you'll run into a lot of people who take great joy in having simplified their lives. Gradually simplifying y
A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs.
And in my research, I discove [more]
All too often, business owners will insure their property, assets, and loans. But they don't stop to consider what is most valuable in the business: people. Here are a few ways
Wise Bread articles that are hot today.
The false goal of maximizing investment returns
Along about the middle of the dot-com boom--when the market had already had two years of 20% annual gains--I read an article that suggested that individual investors had no need of a cash res [more]
How To Turn A Video Game System Into A Gym Membership
Never thought you could actually get in shape with that PS2 or Xbox, huh? Believe it or not, I justified buying a PS2 because it's cheaper than hiring a personal trainer and ge
7 Times It's Okay to Raid Your 529 Plan
While you shouldn't tap a 529 plan willy-nilly, sometimes it's okay to dip into school savings, especially if you have better options.
How to Become a Minimalist With Your Money
Money management have your head in a whirl? Try the minimalist approach instead.
Live Like There's No Tomorrow
Two weeks after my husband had gotten a glowing performance review and his manager sent care packages for all our of our kids, he was told over the phone at a client meeting that h
10 Money Lessons Your Kids Can Learn While They Travel
Just because you're on vacation doesn't mean your kids can't learn valuable lessons about money.
Take One More Thing Seriously
When time and money are tight, it's natural to try to narrow down what you're trying to get done. But the opposite might be what you really need.
Finding joy in temporary frugality
If you read frugality and simplicity blogs for any length of time, you'll run into a lot of people who take great joy in having simplified their lives. Gradually simplifying y
5 Ways That Charitable Giving Can Improve Your Finances
Can you afford to be generous? Or can you afford NOT to be? Learn how charitable giving can actually improve your finances.
Credit Card Rewards Programs
A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs. And in my research, I discove [more]
It Pays to Call and Ask
Sometimes you have to ask 20 different people 20 different ways. It's usually worth it.
10 Financial Frights to Avoid
This is a lighthearted (yet serious) look at some of the financial pitfalls we may find ourselves in if we're not careful.
Start Saving More With This One, Simple Tool
If you're struggling to get by paycheck to paycheck, a spending book will help track where your money is going — and where you can start saving.
This Is When It Pays to Stay Loyal to a Rewards Credit Card
Staying loyal to a particular rewards credit card can be risky, but it can also pay off if you know how to play the game. This is how to win.
Best Money Tips: Money Moves to Make on Black Friday
Today we found articles on money moves to make on Black Friday, when to replace common household items, and foods that can change your brain.
Best Money Tips: Letting Go of Financial Stress
Today we found some great articles on letting go of financial stress, moves to make at work this year, and ways to make your resolutions stick.
Business Succession Planning Part 2: How Life Insurance will insure the Life of Your Business
All too often, business owners will insure their property, assets, and loans. But they don't stop to consider what is most valuable in the business: people. Here are a few ways
Why Cruises Are the Best Option for a Cheap Family Vacation
Looking to book a family getaway that won't break the budget? Search no more and head to the high seas!
How to Decide If a Membership Is Worth the Price
Before you sign up for another monthly payment, make sure that membership is worth it.
12 Smart Post-Holiday Moves
Holiday spending may have turned your finances into a mess. Get back on track and make the new year all about the new financial you.