Hot Today

Wise Bread articles that are hot today.

Budgeting for the rest of us, or How to follow a budget without breaking down in tears

Budgeting can be difficult. For some people (like me!), it brings up things that they may not want to see. For others, it's a necessary but frustrating tool to curtail spending, or a painful reminder of how much they overspent, yet again. [more]

Slow and Steady Wins the Debt Race

When you're in deep debt, bankruptcy can look appealing. However, the long way out of debt is usually the best way to get — and stay — out of debt.

How to Take the World's Most Efficient Shower

When your hot water's lacking but your body odor isn't, clean off fast with this quick, water saving shower technique.

How to Manage Your Money When You're Too Busy to Think About It

Money management is always doable — even when life is busy.

10 Great Gifts From the Thrift Store

This year, lessen your carbon footprint, support your local economy, save money, and give to charity all at the same time — buy gifts at the thrift store.

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

The 5 Best Pet Flea Shampoos

Keeping fleas away from your pets during summer isn't easy, but it can be. Just use any of these pet flea shampoos and they'll stay flea-free.

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some

9 Wall Street Expressions You Can Use Every Day

Do you speak banker? Now you can, as a former Wall Streeter decodes the lingo of the dollar — so you can bring Wall Street to your street.

Backdoor into the Roth IRA: You're Invited to the Tax-Free Party

Make too much for a Roth IRA? Don't fret, you still may have a chance to get in through the backdoor by using a nondeductible IRA then implementing a Roth IRA Conversion.

5 Fun Ways to Eat Hot Dogs

After a “buy one, get one package free” hot dog sale recently at Safeway, I went through my cookbooks, searching for unusual hot-dog recipes. Here are some really wacky hot dog dis

10 Places to Get Free Personal Finance Classes

Wise Bread is a great source of personal finance basics, but only one thing beats a proper, quality financial education — a FREE high quality financial education.

Good Luck, Bad Luck: Who Can Tell?

Is your glass always half-full or half-empty? Maybe it's time for an entirely new perspective.

7 Summery Ways to Protect Your Skin

There are more options than sunblock to keep your skin safe in the summer sun. Follow these simple guidelines to stay happy, healthy, and undamaged.

Why Donating Money Is the Best Thing You Can Do After a Natural Disaster

There's a natural impulse to donate after a natural disaster. But donating goods over money is not always the best idea.

We Do the Math: When Is It Worth Hiring Household Help?

Science says having more free time can make you happier. Which household chores will you take off your to-do list?

The Real Cost of Adopting a Baby

Growing your family is costly no matter your situation. Here are some things to consider if you plan to adopt.

Debt Collectors Are Calling My Family — Now What?

Managing debt isn't easy. And it gets even more difficult when debt collectors start hounding your family members. Know your rights.

Market Clones: How to Pay Drastically Less for Pricey Products

Marketers price their products at whatever the market will bear. But if one product is sold in two (or more) markets, one version is almost always cheaper.

Free Ink Refill Day at Walgreens is Back!

Get a free printer cartridge refill at Walgreens for free on April 2, 2008.