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Lucky day! Capsule wardrobes are on trend again, which is great for closets and budgets. Start stocking your minimal collection with these smart basics.

Some people recommend starting a side business to get more tax deductions. But if that plan sounds too good to be true, that's because it probably is.

Keeping your breath fresh and clean isn't easy, but it can be. Just use any of these mouthwashes and your mouth will stay clean and healthy.

Ever paid for private music lessons? Pricey, no? I know that my accordian lessons got to be too much for my feeble salary to cover. Now, you can learn music online. Through You Tube! Video lessons, all for free. [more]

When you get a raise, it's tempting to go all out and celebrate. You can still do that — without spending all your new hard-earned dollars.

Every so often, I get hit in the face with two facts.  First, Americans (even poor Americans) are unbelievably rich.  Second, Americans (as a group) utterly lack a cultural traditi

Can you save money by making your own beer? Is it worth the effort?

Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.