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Wise Bread articles that are hot today.

Join Our Tweetchat on Thursday 2/11, 12pm Pacific for a Chance to Win Prizes

Topic: Having a Frugal Valentine's Day! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

Ask the Readers: How Do You Have Frugal Fun?

Tell us how you have frugal fun and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Change Your Life With a 30 Day Challenge

Self-improvement can be hard, especially if we imagine making a change that will last the rest of our lives. To make a change stick, try it for 30 days first.

Is Social Security Just A Grand Ponzi Scheme?

I received my Social Security statement this week and it was a useless piece of paper to me since I do not qualify for retirement benefits yet. I always hear critics of Social Sec

9 LinkedIn Changes Every Job Hunter Should Make

Recruiters and hiring managers are looking for you on LinkedIn. Follow this advice to ensure that when they find your profile, they'll like what they see.

How We Brainwash Ourselves Into Brand Loyalty

If you think you're immune to marketing, think again — in fact, you might be convincing yourself to buy something and not even realize that you're doing it.

Ask the Readers: How Do You Have a Frugal Halloween?

Tell us how you have a frugal Halloween and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Prevent a Windfall Money Mistake

Whether the cash comes from the lottery, an inheritance, or a tax refund, planning a windfall strategy now can prevent money mistakes later.

Ask the Readers: Have You Ever Been Audited by the IRS?

Tell us whether you have ever been audited by the IRS and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Why I Love Lists

Need to get something done, feel productive, or just get focused? Make a list!

5 Ways to Strengthen Your Finances Before Retirement

Make the transition to retirement a little easier by taking care of few personal finance tasks before your income shrinks.

4 Purchases With Financing Options That Depreciate Fast

Before you take on new financing for that fancy new car or diamond necklace, know that they'll depreciate in a blink.

Save More by Avoiding Multiple Bank Accounts

Have you been using multiple accounts to save for multiple goals? New research suggests a simpler system might lead to more saving.

Ask the Readers: What Tools Do You Use to Track Your Finances?

Tell us about the tools you use to track your finances and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Can AirNinja Find Airfare Deals?

AirNinja is a niche tool for finding airfares. It specializes in returning the smaller budget and regional airlines large sites like Kayak.com ignore. It is a tool that could, pote

Ask the Readers: Are You Interested in the New Apple Gadgets?

Tell us whether whether you're interested in the new Apple gadgets and we'll enter you in a drawing to win a $20 Amazon Gift Card!

What Is the Best Life Insurance Company?

Jeff Rose, CFP, shares the two things you need to consider when looking for the best insurance company for you.

Stop! Don't Cut Up Your Credit Cards

Put down the scissors, and step away from the plastic! You can catch up on credit card debt in much smarter ways than chopping up your cards.

Ask the Readers: What Are Your New Year's Resolutions for 2016?

Tell us about your New Year's resolutions for 2016 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

You Can’t Save if You Don’t Try

There has been much discussion about whether certain money-saving strategies are worth your time. In a recent article in Parade Magazine, Tim Harford alerts us to “Bargains That A