Hot Today

Wise Bread articles that are hot today.

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

12 Lessons in Manners From Around the World

Don't tip in Tokyo and don't bring wine to a dinner party in Paris. Follow these and 10 other tips in etiquette to stay classy wherever you are.

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

25 Gifts That Save Money

Want to go a step beyond gifts that are useful? Every single one of the items on this list can help save money. Now THAT is a gift that keeps on giving.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.

15 Easy Dinner Party Dishes You Can Make in Advance

Make hosting a dinner party a lot less stressful — and a lot more fun — with with these easy, make-ahead dishes.

16 Ways to Make Your Clothes Last Longer Without Spending Big

Use these tips to help extend the life of your clothes.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

7 Other Kinds of Insurance You May Need to Buy for Your Home

You have homeowners insurance. What more could you need to protect your house? Actually, these policies might help.

4 Ways to Protect Your Retirement From Inflation

It's not just enough to save for retirement; you need to make sure your money is inflation proof, too.

Don't Get Audited! How Your Side Gig Needs to Handle Taxes

The sharing economy has given us easy ways to make serious side cash. Just don't forget to set aside some for Uncle Sam!

15 Wonderful Uses for Witch Hazel

What can you do with witch hazel, the mightily useful little medicinal marvel? Here's a rundown.