Hot Today

Wise Bread articles that are hot today.

On the importance of having capital

One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (thr

Achieve More With Goal Sequencing

What's the secret to achieving any goal you set? Breaking it down into many smaller sequential goals and tackling each one at a time. Here's how to do it.

How to Save for Retirement Without a 401K

Work doesn't offer a 401K plan — now what? Get proactive and create a retirement plan for yourself.

How to Prepare for Unpaid Maternity Leave

Paid maternity leave is not a given. You can still make ends meet to afford and enjoy your time with your new little one.

Inflation is worse than you think

I don't just mean that the rate of inflation is higher than the government's reported rate--that's evident to anyone who's paying attention. But there are other co

25 Gifts That Save Money

Want to go a step beyond gifts that are useful? Every single one of the items on this list can help save money. Now THAT is a gift that keeps on giving.

This Is How Much a "Rent-to-Own" TV Really Costs

You know buying through "rent-to-own" is probably not a great deal. It's much, much worse than that.

11 Ways a Second Language Can Boost Your Career

Need to add a competitive edge to your resume? Learn a second language!

Why You Don’t Need Mortgage Life Insurance

When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insura

Ask Yourself These 5 Questions Before Buying a Home

Before you seal the deal on a new house, ask yourself: Are you prepared for the investment? Run through these questions first.

9 Restaurant Dishes You Can Make at Home

Dining out is delicious and easy, but it isn't always good for the budget. To trim the cost, learn how to make to make your restaurant favorites at home.

30 Minutes to a LinkedIn Profile That Gets You Hired

Give your LinkedIn profile the professional pizzazz it needs without hiring a professional — or becoming one yourself!

How to Evaluate a Neighborhood Before You Buy

When you move into a new place, you're moving into a new neighborhood, too. Discover how to find out if it's right for you before you buy or rent.

Want Stylish Shoes That Last for Years? Try Frye

A single pair of Frye boots bought for a trip to Italy impressed the wearer so much, she soon bought another pair of boots and two pairs of flats.

8 Ways to Boost Your Neighborhood and Your Home's Value

A bathroom re-do will boost the value of a new home, but don't overlook the value of a strong neighborhood, too. Here's how to re-do your 'hood.

5 Ways Science Says Travel Is Good for Your Health

The perks of travel go way beyond curing a serious case of wanderlust. Travel is good for your health, too!

7 Things You Should Know Before Buying a Foreclosed Home

Are foreclosures all risk and no reward? Well, not always. Here are a few things to consider before calling one home.

4 Bad Money Habits You're Teaching Your Kids

Kids are little sponges that soak up every subconscious lesson — including our awful money habits.

15 Ways To Manage Risk In Your Financial Life

By managing our risks, we are better equipped with addressing unpredictable scenarios that can wreak havoc with our finances. Risk isn't a bad thing, just as long as it's controlle

Is Real Estate a Good Investment?

Young investors need strong investment returns that exceed the rate of inflation in order to avoid working in later years. Is real estate a good investment option?