Hot Today

Wise Bread articles that are hot today.

Ask the Readers: What Subscriptions Do You Have?

Tell us about your subscriptions and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: Do You Use Rideshare Apps?

Tell us whether you use rideshare apps and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Five alternatives to 0% yield U.S. treasuries

This week the 4 week T-bill rate was driven down to 0% and the demand for these treasuries was astounding. It seems that investors are so pessimistic that they are willing to acce

The 10 Most Common Financial Aid Mistakes — And How To Avoid Them

Acing FAFSA is crucial for making college affordable for so many students. Unfortunately, it's also super confusing.

The 5 Best Manual Toothbrushes

Keeping your teeth perfectly clean isn't easy, but it can be. Just use any of these five toothbrushes and your teeth will stay bacteria-free and healthy.

Save on Car Maintenance With These 5 DIY Tips

Some car maintenance tasks are simple enough even for novices. These tasks require only a little time, a little knowledge, and a few tools.

6 Secrets to a Joyful Life

In 1939 a group of 200 Harvard undergrads became part of a longterm sociological study. The results, published recently, reveal surprising secrets about joy and wellbeing.

It Pays to Be Late: 7 Awesome Things You Can Get Cheaper at the Last Minute

The early bird may get the worm, but in many cases, it's the late shopper who makes off with the deal.

How Dissatisfied Do You Need to Be to Use a Satisfaction-Guaranteed Rebate?

Many brands offer them: satisfaction-guaranteed rebates. While this helps to build reputation in the industry and gives genuinely disgruntled consumers an easy fix for their probl

10 Things You Didn't Know You Could Buy in Bulk

You know buying in bulk is a great way to save. From meat to paint, go beyond warehouse store basics with this collection of bulk buy surprises.

109 Random Acts of Kindness You Can Start Doing Today

It doesn't take a lot to brighten someone's day. Here are more than a hundred of them!

4 Reasons Why You Don't Have Financial Common Sense (and How to Get It)

Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?

7 Best Money Management Tips From John Oliver

Cable TV funnyman John Oliver gets a lot of laughs skewering the rich and powerful. Through the mirth, he also shares some solid financial advice.

What Happens When Your Credit Card Debt Is Charged Off?

A “charge off” on your credit card debt doesn’t mean it’s disappearing. Take action before your credit score takes a huge hit.

One Talent, Multiple Streams of Income

Wondering how to use creative talents to pay the bills now and build for retirement later? Last week, I spoke with Texas wildflower artist Linda Calvert Jacobson about what works f

5 American Cities Where You Can Retire On Just Social Security

If Social Security is your primary post-retirement income, it may be time to move. Maybe to one of these five low-cost U.S. cities.

Gifts for the Person Who Has Everything

We've all shopped (or tried to shop for) the person who has (or seems to have) everything. Yes, it's hard...but not impossible! Draw some inspiration from these affordable ideas.

How to Give Your Finances a Year-End Review

As the New Year begins, take a look back at how your money did last year and start planning for more financial progress this year.

Replacing a Crappy Job

There are really only two things you can do with a crappy job: tolerate it or replace it. Happily, the crappier a job is, the easier it is to replace.

Life After Debt: What's Next?

You've worked hard, scrimped, saved and paid off all your debt. Now that you are finally debt free, what ARE you going to do?