Hot Today

Wise Bread articles that are hot today.

Student Loans: The Third Way to Ruin Your Finances

"Is college worth it?" has become a difficult question to answer — and answering wrong could saddle you with years of debt. Here are your options.

The False Allure of Compound Interest

You've seen stories about compound interest adding up to big savings. That can happen — but often, it's not the whole truth.

Americans Spend More Than Other Countries On These 10 Things

Americans are known to be big spenders. Here's how our spending habits stack up with the rest of the world.

Laddering for higher, more stable returns

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a

35 Tasty Ways to Use Frozen Spinach

Make like Popeye and unleash your kitchen super powers by opening a box (or a bag!) of versatile, nutritious frozen spinach.

5 Dumb IRA Mistakes Even Smart People Make

Investing in retirement is a great first step, but if you're making any of these easy-to-avoid IRA mistakes, you're hurting your returns.

Ask the Readers: Do You Read Product Reviews Before Buying?

Tell us if you read product reviews before buying and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 5 Best Dryers

Whether you're looking for gas or electric, these reliable dryers provide great value.

Book review: The Drunkard's Walk

The human brain has a powerful capability to spot patterns. It's so good at spotting patterns, it can spot patterns that aren't even there. It's this fact that makes randomness--

Best Money Tips: How to Make Better Decisions

Today we found articles on how to make better decisions, things to remove from your resume, and how to get around Amazon’s $49 free shipping minimum without getting Prime.

Welcome to the Real World - My Best Advice for New Graduates

I graduated from college just three years ago, so the confusion and anxiety I felt after graduating college is still quite fresh in my mind. I moved out of my parents' house a wee

Flashback Friday: The 118 Best Beauty Hacks of All Time

Every woman has a collection of trusted beauty tricks that help her look her best. Put your best face forward with the help of our own favorites.

Save Money by Trusting Yourself

People often create spending rules because they don't trust themselves. But if you can develop that trust, you can save even more.

Frugality and the Myth of Self-Denial

Contrary to popular opinion, frugality isn't all about self-denial. Discover how little luxuries can help keep you frugal.

7 Frequent Flyer Rules to Go Farther on Fewer Miles

Travel reward points and miles are like dollars — you work hard to earn them, and you should spend them wisely. Learn how.

Guest post at Get Rich Slowly

J.D. over at Get Rich Slowly asked me for a guest post on personal finance. What it turned out I wanted to talk about next, though, was productivity--and in particular, my evolvin

Follow Your Frugal Bliss

Sometimes reading about frugal phenoms can be discouraging instead of inspiring. The lady who raises her own laying hens on her balcony, the family that gets hundreds of dollars in

Can you Travel Light? Great! Fly Internationally for Free

Can you travel with carry on luggage only? Do you fly solo? And can you fly last minute? Great! Now you can fly for drastically discounted rates, and sometimes even for free.

Budgeting for Study Abroad: What You'll Need, and How to Access Your Money

Studying abroad introduces students to a culture...and it can also be a crash course in budgeting and cash management. Here's what you need to know.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ