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Sometimes, balancing debt (or staying out of it) with fun things we really enjoy brings up hard questions. [more]

I am a believer in the idea that wealth can stunt personal creativity. When you can buy it all, what’s the need to invent anything? When I was a kid my mother forbade me from playi

Getting into debt is easy; getting out is the hard part. These strategies will help you aggressively attack and defeat your debts.

My cell phone is my only phone, which saves me quite a bit of money every month. Telemarketers don't have the number. [more]

Dental issues can be painful and expensive...and they're not particularly fun, either. The solution? Taking good care of your teeth, so problems don't occur.

I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen

My wife and I never worry about buying something with the fear that it may go on sale. And there's a good reason for that. It's called the "price adjust" and it's an almost ironcla