Many credit card issuers offer 0% APR balance transfer deals. Before you apply, learn how balance transfers work and how your credit score may be affected.
A certain level of comfort above the minimum for survival has always been considered necessary for a "decent" standard of living. Just how much is a social construction.
About a year ago I wrote an article about the Consumer Price Index that made some friends say that I am a conspiracy theorist, but apparently I am not alone in believing that the g
I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen
I'm must confess, I'm a bit of a history junkie. I can often be found digging through The History Channel On Demand shows, all too often because we can learn valuable lesso
Mind Mapping is a creative process used to accomplish and enhance tasks that may otherwise be boring or difficult. You can transform the way you study, take notes, brainstorm, and
Anybody--but especially frugal people--can be excused for thinking that the whole credit crisis thing is being overblown. After all, we get along without debt. In fact, we str
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