Hot Today

Wise Bread articles that are hot today.

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

6 Ways to Win Free Stuff from Blog Giveaways

Want a piece of the prize pie? Check out these tips for scoring sweet giveaway prizes via blogs.

Best Money Tips: Money-Saving Household Hacks

Today we found some great articles on household hacks that rack up savings, things to remember when you’re having a bad day, and how to juggle debt and retirement.

5 Ways to Give Cash as a Gift

If you want to give the gift of cash and make the recipient feel like a million bucks, check out these creative ways to wrap moolah.

9 Unexpected First Jobs of the Wealthy and Famous

The next time you read about a famous celebrity or business tycoon, remember that their glamorous career wasn't always that way.

The 5 Best Beach Umbrellas

Catching shade at the beach when the sun's out isn't easy, but it can be. Just bring any of these beach umbrellas with you and you'll be able to hide from those rays.

6 Questions to Ask Before Taking Out Student Loans

College isn't cheap and a student loan may seem inescapable. Make sure you've checked out all your options before you sign.

Is Dollar Cost Averaging the Right Strategy for You?

Want to invest a lump sum while cutting down risk? Dollar cost averaging may be your move.

Money-Saving Strategies for Workers’ Compensation

The owner of an asbestos-removal company in New York was sentenced to prison for failing to pay workers’ compensation premiums, according to a July 2009 article in the New York

Cash-Strapped Businesses Turn to Purchase-Order Financing

Many business owners are turning to alternative lenders who offer to finance their purchase order.

College Move-Out Days: The Best Time to Dumpster Dive?

Every year, thousands of college students throw out everything from working TVs to unopened cans of food. Find out how to make their trash your treasure.

Beware These 16 Holiday Hazards

The holidays bring their own special risks and dangers. Keep your celebration a happy one by avoiding these festive season hazards.

Surefire Ways to Save on Summer Camp Costs

Your kids can have a blast at summer camp. Even better, you can send them there without also saying goodbye to loads of cash. Learn how.

14 Cool Things You Can Make With an Ice Cube Tray

From candles to coffee cubes, your ice cube tray can do a lot more for you besides conveniently make ice.

7 Ways to Ace Your Next Phone Interview

You applied for the job. Your interview is next week — and it's over the phone. Don't treat this like a piece of cake. It's time to brush up.

Growing Smart: Best Bet Strategies to Expand Your Business

Business growth strategies range from the cheap, easy and safe to the expensive, hard and risky — with plenty of room in between. Here's a summary of growth strategies fro

31 Productive Things to Do in January to Start the New Year Off Right

Make this year your greatest by making January your most productive month ever with this collection of simple, life-enhancing daily to-dos.

5 Office Decorations Your Co-Workers Hate

Go ahead and dress up your workspace with classy and appropriate knick-knacks and decor. Just remember to keep it "classy and appropriate."

Single Parent? Try These 10 Tricks for Entertaining Kids on a Budget

Keeping the kids entertained is yet another challenge for single parents. Get creative, watch the budget, and give your kids experiences to remember.

6 Ways to Split the Bill Without Losing Friends

Having dinner with friends is always fun, but awkwardness ensues when the bill arrives. It doesn't have to be that way, though.