Hot Today

Wise Bread articles that are hot today.

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

The "one big lump" theory of your money

Don't get confused by the way your money's divided up. It might be split up into IRAs, 401(k)s, 403(b)s, 529 plans, and annuities. Separately from that, it might be invested in d

6 Ways to Calm Your Nerves and Ace Your Interview

Overcome with pre-interview jitters? Here's how to find your zen and land that job.

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

Should Life Insurance Be Purchased as an Investment?

From term insurance to whole life, what you should know.

Why I Love Using Skype to Keep in Touch With Family and Coworkers

If you're not using Skype you're wasting a fortune on calls. Learn why I've been using Skype for years and how you can start saving today.

12 Delicious Ways to Eat Cauliflower Rice

On the Paleo diet or watching carbs? Cauliflower "rice" will thrill your palate.

Save a Bundle on Your Groceries: Consider Your Local Asian Market

Despite the coupons and the special offers, the major supermarket chains are not cheap. You find a deal now and then, but on the whole they really don’t give you great value for mo

12 Money Moves to Make the Moment You Decide to Retire

The hard work of a 9-to-5 may be over with retirement, but another kind of hard work begins — maintaining a comfortable lifestyle. These money moves will help.

7 Signs You Have a Serious Spending Addiction

Spending addiction is real, damaging, and scary. If you recognize yourself in any of these signs, you may need to seek help.

8 Free (and 4 cheap) Things to Do in Auckland with a Toddler

Sometimes getting out and exploring a city, especially when traveling overseas, can be difficult to do with young children. While this list may contain specific free and cheap item

How Foreclosure, Deed in Lieu, and Short Sale Affect Credit Scores

Currently millions of Americans are delinquent on their home loans or facing foreclosure. Foreclosure, deed in lieu of foreclosure, and short sales are several ways for borrowers t

20 Signs That You Were Raised By TRUE Money-Savers

Rising prices, as well as the current unemployment rate, and devaluation of the dollar, all seem to support the wisdom of previous generations’ more frugal ways.

24 Little Things You Can Do Faster

If a stitch in time saves nine, then what are you waiting for? These 24 little time-savers could add up to hours of free time!

Could Trump Bring Higher Interest Rates and Inflation? Consider These Money Moves

Will the fiscal landscape be different in 2017 during a Trump presidency? Here's how to get your money ready, either way things go.

Living Well on a Feast to Famine Income

Living on a fluctuating income can wreak havoc on a person's finances. I should know; my income is slightly erratic from season to season.

Save Money by Making Your Own Mustard?

Welcome to my third and final installment about making your own condiments. I have now experimented with mayonnaise, ketchup, and finally, mustard.

When Self-Care Actually Harms Your Budget

Self-care has become a critical way to cope with the stress of the modern world. But is it really just draining your bank account?

Setting Up a Home Office on the Cheap

If you visit an office furniture store, it's easy to get sticker shock. Learn how to create a great work-at-home space without spending lots of cash.

20 Gluten-Free Lunch Ideas

It's easy to save money by packing a sandwich for lunch...unless you have a gluten allergy. Use these recipe ideas to brown-bag it while avoiding gluten.