Hot Today

Wise Bread articles that are hot today.

Ask the Readers: Have You Ever Hired a Financial Planner?

Tell us whether you have ever hired a financial planner and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Discount Luxury: Save 50% or More on 5 Fabulous Substitutions

Living on a budget doesn't mean living like a monk. Check out these creative and affordable alternatives to some of life's luxuries.

Regifting: A Simple How-To Guide

As the saying goes, one man's trash is another man's treasure. It's OK to regift as long as you follow a few simple guidelines.

The whole sorry mess in one picture

How much money is there in the economy to borrow? Well, if you don't have foreigners lending you large amounts of money, and you don't have central banks creating large amounts of

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

Does Personality Type Determine Your Income?

The Myers-Briggs test analyzes 16 different personality types, some of which tend to be higher earners than others. Where do you fall?

Find and Track Deals on Twitter: The Ultimate Guide

Twitter is huge: someone is very likely to be Tweeting a great deal right now, and unless you know how to "hear" that Tweet, you will miss it. Luckily there are quite a few tools t

Women: How and Why to Take Charge of Your Finances

Women live longer than men yet set aside less money for retirement. Learn how you can become more financially independent today.

Easy weekend business: sell used books

When I started blogging I wrote an article about saving money in college. In this article I wrote that I made money by selling used books. Some people were curious as to how I co

Getting by without money in Spain

The money economy is one of the givens of modern life. For the ordinary person with bills to pay, getting by without money is almost inconceivable. Even someone who tries hard to

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

Get Paid for Paying Early with The Plum Card® from American Express

Get the business charge card that gives you a 1.5% discount and lets you defer payments.

The 5 Best Infant Nail Clippers

Trimming a baby's nails isn't always easy, but it can be. Use any of these infant nail clippers and your baby's nails will stay short and clean.

Execution, Not Ideas, is Key. Duh!

Do you have many ideas but you've never put them into action? Admit it, you are lazy, and you lack the talent of initiation.

Trick Yourself into Saving More of Your Biweekly Paychecks

If you are paid biweekly, you receive 26 paychecks a year. That is, twice a year, you receive three paychecks in a month. What if you mentally “skipped” those two extra paychecks?

10 Most Valuable Things to Plant in Your Garden This Spring

Once the snow melts away, make sure you plant these things in your garden.

How One Nice Thing Can Ruin Your Whole Budget

This is precisely why we can't have nice things.

Kick-Ass Alternatives to Canned Cranberry Sauce

Canned cranberry sauce is lame. Here are six ways to shine up that holiday staple, from chutney to booze-spiked berries to tart-cherry sauce.

Save Money with a Dependent Care Tax Credit and FSA

If you pay for day care or other services, you may be able to save thousands with an FSA, the Child and Dependent Care Credit, or both.

7 Important Lessons Frugal Parents Teach Their Children

Being frugal can make us feel like we're depriving our kids sometimes. But frugal parenting can provide so much more than any fancy toy ever could.