Hot Today

Wise Bread articles that are hot today.

Federal Reserve cuts the discount rate

In response to the recent credit squeeze, the Federal Reserve did something unusual: they cut the discount rate without cutting the federal funds rate. The federal funds rate is the rate at [more]

5 Ways to Make Yourself Accountable

When you're working on a personal goal — whether it has to do with money, health, or something else — a little accountability can be instrumental.

9 Essential Personal Finance Skills to Teach Your Kid Before They Move Out

Your child is ready to leave the nest. Have you armed them with the right money skills they need to flourish?

DeepDiscount.com's Price Match...don't hold your breath

I'm sorry to say that my long-time lover affair with DeepDiscount.com has come to an abrupt end. I've always been a fan of their low prices and free shipping, but even bett

8 Alternative Gift Ideas for Chanukah

From giving handmade items to sharing experiences like storytelling nights, discover wonderful and different ways to celebrate the spirit of Chanukah.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

20 Great Body Weight Exercises (and Why You Should Do Them)

Body weight exercises seem simple, but they can be very challenging. Best of all? You don't need expensive fitness equipment to do them.

6 Tips for Saving Big Money on Office Supplies

Whether you’re a small biz owner or just a super-equipped bill payer, you can save big on office supplies with these savvy tips!

Invest Your Rewards With the Fidelity Rewards Visa Signature Card

Get 2% cash back for your retirement or your child's education with the Fidelity Rewards Visa Signature Card.

6 Reasons Your Great Startup Business Is Doomed

While many of us fantasize about being our own boss, not everyone is cut out to be a business owner. Most likely, that includes you, too.

The Best (Inexpensive) Souvenirs

As a rule, we don’t buy souvenirs for their usefulness. A t-shirt from the Hard Rock Café or a shell sculpture from Hawaii isn’t going to increase your productivity — in fact, dust

Wanna Put Away Some Cash? Take A Vacation!

A cruise to the Bahamas or a trip to that luxury spa aren’t going to get you ahead financially. However, if you’re looking to sock away a coupl

Change Your Life With a 30 Day Challenge

Self-improvement can be hard, especially if we imagine making a change that will last the rest of our lives. To make a change stick, try it for 30 days first.

Is Social Security Just A Grand Ponzi Scheme?

I received my Social Security statement this week and it was a useless piece of paper to me since I do not qualify for retirement benefits yet. I always hear critics of Social Sec

Need a Cheap Cool Dessert? Make Your Own Shaved Ice!

Last week temperatures here in California soared into the 90s and we needed to cool down. After getting some fat free frozen yogurt we were still feeling hot, so my husband took o

How We Brainwash Ourselves Into Brand Loyalty

If you think you're immune to marketing, think again — in fact, you might be convincing yourself to buy something and not even realize that you're doing it.

Are Farmer's Markets Frugal or a Luxury?

Are farmer's markets a luxury or a cost-saving measure? Read how foodies from all over the country compared the costs, and how my visit to the early-season Chicago-area market shap

7 tips to avoid watching a crappy movie.

How many of you do your research before you rent a movie or go to the cinema? I usually read a bunch of reviews and ask friends. Sometimes I’ll see a movie without reading any revi

Can AirNinja Find Airfare Deals?

AirNinja is a niche tool for finding airfares. It specializes in returning the smaller budget and regional airlines large sites like Kayak.com ignore. It is a tool that could, pote

Best Money Tips: Why Personal Budgets Often Fail

Today we found some fantastic articles on why personal budgets often fail, frugal Father's Day gifts, tips for effective business networking.