Hot Today

Wise Bread articles that are hot today.

Stopping the Student-Loan Debt Stress

Is your student-loan debt causing stress, influencing you to make financial decisions that are not necessarily in your best long-term interests, and delaying your entry into what your parents [more]

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

Best Money Tips: 31 Brilliant Ways to Use Dish Soap

Today we found some great articles on brilliant uses for dish soap, financial habits worth picking up, and ways to shop without spending any money.

529 Plans for College Expenses: What’s Cool and What’s Quirky

529 plans for college expenses are very cool but extremely quirky. Cool federal-tax benefits, which were temporary and set to expire in just a few years, have been made permanent b

9 Smart Financial Gifts to Give New Grads Besides Cash

New grads love cash, but these other money-oriented gifts can really help propel them into adulthood.

Give Your Career a Boost With One Skill

Want to impress potential employers and current bosses alike? Then it's time to learn some basic web coding. Here's why.

Here's Why You Shouldn't Freak Out If You Miss a Payment Due Date

That bill's due date has come… and passed. How long do you have before it's "officially" late?

They used to call it "loan workout"

It has never been unusual for borrowers to run into difficulty, and sometimes it becomes clear that a loan will never be repaid in full. The lender's job then is to recover as

21 Ways to Make a Big Financial Change

Making big financial change requires vision, commitment, and inspiration. Here are 21 ways to stay the course and meet your goals.

Best Money Tips: How Much Turkey Should You Buy?

Today we found a turkey buying cheat sheet, the best Black Friday deals at Walmart, and simple ways to beat the blues.

5 Important Things to Know About Your 401K and IRA in 2016

Another new year already? Yep, and here's what the coming year will bring for your retirement accounts.

Six Ways to Stay Warm and Reduce the Heating Bill

Are you paying through your nose  to heat your home this winter? Is your heater broken? Read on for some practical tips to reduce your energy bill and stay warm at the same time.

Non-financial investments

Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial inve

You Shouldn’t Buy a Home If…

Home ownership isn’t for everyone. And even if it’s right for you, it might not be right for you right now. Read this to help figure out if you're ready.

Hotel Rewards for Business Owners: Marriott Bonvoy Business American Express Card

Business owners can earn bonus points with the Marriott Bonvoy Business American Express Card.

Best Money Tips: Thrifty Gifts Any Mom Would Love

Today we found some great articles on thrifty gifts any mom would love, reasons to spring clean, and improving your eshopping IQ.

Book review: The Drunkard's Walk

The human brain has a powerful capability to spot patterns. It's so good at spotting patterns, it can spot patterns that aren't even there. It's this fact that makes randomness--

Making Change Count

I brought a bag filled with quarters to pay for my meal at an Italian restaurant recently. I’ve been taking an informal survey of merchants to see who welcomes my coins. Having rec

What Not to Wear to a Job Interview

You've done everything in your job search right and landed an interview. Don't let the wrong outfit or accessories cost you the offer.

Save Money by Trusting Yourself

People often create spending rules because they don't trust themselves. But if you can develop that trust, you can save even more.