I have a theory about sleep. My theory is this: everyone who routinely uses an alarm clock suffers from chronic sleep deprivation. Using an alarm clock a few times a year (to c
Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position
I have one of those USB jump drives, but I wanted to know if there were free storage options online for me. I found a whole bunch. Here are my favorites.
Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year. There was a simple reason--banks needed the money. With the cr
You’re scouting around for a decent job. While you realize that great jobs are hard to find, you’re avoiding getting into a position that really stinks. Here are 6 tell-tale char
Recently our own Xin Lu wrote a post on a motivating way to lose weight (a very interesting piece.) Imagine my surprise when a commenter spoke my mind by sharing the ultimate in “
Wise Bread articles that are hot today.
Stockpiling Is Rarely the Answer
Stockpiling for an emergency might seem like a good (and frugal) idea. But in reality, your time and money is probably better spent.
Best Money Tips: Smart Ways to Stay on Schedule
Today we found smart ways to stay on schedule, ways to stretch your employee benefits dollars, and surprising things you can do with tea bags.
5 Steps to Stress-Free Holiday Gift Giving
Is the holiday season already straining your last festive nerve? Maybe it's time to rethink gift-giving and adopt a saner strategy.
5 Ways Restaurant Apps Hurt Your Wallet
Coupons, easy ordering — restaurant apps make it a snap to get your bite on. Just beware the sneaky tricks that can take a bite out of your budget.
Get enough sleep
I have a theory about sleep. My theory is this: everyone who routinely uses an alarm clock suffers from chronic sleep deprivation. Using an alarm clock a few times a year (to c
Why We Take on Credit Card Debt
Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.
5 Things You Must Know About Health Care Open Enrollment
Open enrollment has rolled around once again. Are you prepared to select the best health care plan for you and your family?
Best Money Tips: Little Things That Make Life Easier
Today we found little things that make life easier, everyday habits to reach your financial goals, and ways to rekindle your passion for work.
Budget Busters
Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position
The 5 Cities the Most Billionaires Call Home
There's nothing frugal about these lavish locations. The world's wealthiest love to call these five mega-rich cities home.
10 Money Moves You Need to Make Before You Take a Side Job
You've launched your side gig — great! Now get your finances in order so your extra income doesn't become an extra worry.
5 Great Choices for Free Online Data Storage
I have one of those USB jump drives, but I wanted to know if there were free storage options online for me. I found a whole bunch. Here are my favorites.
Savers suffering as rates fall--what to do
Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year. There was a simple reason--banks needed the money. With the cr
6 Ways to Avoid Buyer's Remorse
Tired of feeling burned by even the smallest purchases? Here's how to prevent feeling like a rube.
The Simmons Visa Credit Card: The Lowest Standard APR Available
You won't get rewards or perks or concierge service with this credit card, but you will get the industry's lowest interest rate.
4 Ways Your IRA Beats Your Savings Account
You already know that you should save for retirement, but it's important to understand why that money should be in retirement-specific account.
How to Manage Your Debt in 10 Minutes a Week
One way we sabotage debt repayment is by convincing ourselves it's a difficult, time-consuming chore. It isn't if you follow this simple plan.
6 Warning Signs that It Is Not the Job for You
You’re scouting around for a decent job. While you realize that great jobs are hard to find, you’re avoiding getting into a position that really stinks. Here are 6 tell-tale char
Ask the Readers: Where Do You Want to Retire?
Tell us where you want to retire and we'll enter you in a drawing to win a $20 Amazon Gift Card!
The Ultimate "Green" Workout
Recently our own Xin Lu wrote a post on a motivating way to lose weight (a very interesting piece.) Imagine my surprise when a commenter spoke my mind by sharing the ultimate in “