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Wise Bread articles that are hot today.

Cancel Student Loans to Save — and Receive an Interest-Free 120-Day Loan

What's an easy way to have less debt? Return money you don't need. In federal loan lingo, it's called "canceling" your loan, and it can save you a lot.

Always Answer the Call: Expert Advice on Debt Collection

Michelle Dunn has experience as both a debt collector and as a debtor. Get her expert advice on dealing with collections agencies.

9 Essential Personal Finance Skills to Teach Your Kid Before They Move Out

Your child is ready to leave the nest. Have you armed them with the right money skills they need to flourish?

6 Easy Ways to Stop Wasting Plastic

Want to do your part and help the environment? Cut back on plastic by cutting out these six things.

How to Travel Across the U.S. on a Budget

You don't need to be a millionaire to see the best sights America has to offer. In fact, you can travel across the U.S. on budget and still have a blast.

30 Free Ways to Cheer Yourself Up

Cheer up! No matter how you feel or what is going wrong, there are lots of free ways to improve your mood and brighten your day.

How We Brainwash Ourselves Into Brand Loyalty

If you think you're immune to marketing, think again — in fact, you might be convincing yourself to buy something and not even realize that you're doing it.

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

Book Review: How to Be a Geek Goddess (Win a Copy!)

If you’re a Twitter-fiend, a long-time blogger, or you customize PC’s in your spare time, this book is probably too elementary for you. If there’s a special lady in your life who

6 Things You Need to Know About the New Costco Credit Card

Are you considering the new Costco card? Here's everything you need to know.

How to Avoid Getting Scammed With a Reverse Mortgage

Reverse mortgages don't have the best reputation, but when entered into wisely, an HECM can offer seniors strapped for cash real help.

The Cell Phone App That's Saving Me A Small Fortune

Recently, I upgraded to my very first smartphone. And, being the frugal shopper that I am, I quickly searched for the best apps I could find that would help me save money. I was l

8 Self-Destructive Habits That Keep You in Debt

Why is it so hard to climb out of debt? Because it's so easy to fall into.

17 Ways to Use Old Newspaper

When you're done reading, your use of the newspaper is just beginning. From crafts to cleaning and more, discover how to get more from your daily news.

The 5 Best Cookbooks for Beginners

Whipping up a delicious meal isn't easy for rookie cooks, but it can be. Just use any of these cookbooks for beginners and making dinner will be a breeze.

All-Inclusive Resorts You Can Book for Free With Points

All-inclusive resorts offer an affordable and convenient way to travel, but did you know you could book these properties for free?

What You Don't Know About Sushi

Think you know a thing or two about sushi, eh? I thought the same thing until Trevor Corson, author of The Zen of Fish made a guest appearance on my local radio station to dispe

Can't Get Business Credit? Consider Alternative Financing

If you're losing sleep because you need cash quickly and traditional sources aren't working out for you, you should consider alternative financing.

Unexpected, Delicious Drinks You Can Make at Home

Think you have to go out for bubble tea, mango lassis, and ultra-fancy cocktails? No way. Make your own with these recipes.

Debt Collectors Are Calling My Family — Now What?

Managing debt isn't easy. And it gets even more difficult when debt collectors start hounding your family members. Know your rights.