Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.
When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Wise Bread articles that are hot today.
Fly With a Little Help From Your Friends: Social Travel Planning
With these websites, you can use your friends, family, and online resources to help you plan, and even pay for, your next trip.
Occupy Wall Street, the 99%, and All That
Some say that the Occupy Wall Street movement lacks a clear message. But to one writer, what they're saying is perfectly clear.
Drive the Old Car or Buy a New Car?
The cost of a new car can be much bigger than the sticker price...even going so far as to affect your retirement savings.
How Small Business Credit Cards Affect Your Personal Credit
Those small business credit card offers sure are tempting. Understand the risks to your personal credit before you sign up.
14 Tasty and Cheap Meals for One
Dinner for one? Yes, please! Enjoy a delicious dish — and time to yourself — with these recipes specifically crafted for solo dining.
Quick Notes: Saving on the Holidays
Gift-giving is not meant to be a showy, materialistic, or overly expensive feat — it's the thought that counts.
Couplehood: Avoiding the Valentine Clichés
Valentine's Day cliches are so been-there-done-that. How are you spicing up your gift to your sweetheart?
7 Careers That Pay Women More Than Men
While the gender pay gap is still too big across the board, there are a few jobs that reward women with more. A few may surprise you.
How to Give Yourself a Manicure at Home
Manicures can give your nails a polished, professional appearance, but they aren't cheap. Here's how to make your nails look great at home.
How to Get High-End Electronics with One Simple Question
My friend Mandy became the proud owner of a Mac PowerBook G4 in perfect condition, without spending a single cent. [more]
Saving for Retirement: Highlights from Our Chat with America Saves
Don't miss the highlights from our chat with America Saves on saving for retirement.
10 Out-of-Fashion but Totally Frugal Old Tools
From manual lawnmowers to payphones (remember those?), get back to basics (and save!) with these frugal alternatives to modern tools.
Pay Your Bills and 5 Other Things You Must Do Before You Leave on Vacation
Vacation's end can be a real downer. Extend your holiday by making the return home stress free with some easy, before-you-go planning.
Best Money Tips: Daily Purchases That Hurt Your Budget
Today we found some great articles on daily purchases that hurt your budget, affordable cities for settling down, and bad news for Spotify users.
Frugal Transport--bicycling
Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.
Are You Ready for Home Ownership?
My husband and I just moved to the Great Northwest, and we batted around the idea of purchasing our first home. [more]
Best Money Tips: Easy Ways to Cut Your Food Bill
Today we found some awesome articles on easy ways to cut your food bill, redecorating your home on the cheap, and side hustles to make extra money.
Your budget: envelopes or a plan?
When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Life Insurance: What to Consider Before Replacing a Policy
"Set it and forget it" shouldn't necessarily be your life insurance motto. Here's what to consider if you're shopping for a better policy.
14 Dirty Details of Traveling Full-Time
Full-time travel is awesome, but there are some basic things you need to take care of. From health insurance to mail, discover the dirty details.