Hot Today

Wise Bread articles that are hot today.

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans

A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.

The 5 Best Space Heaters

When used properly, a space heater can keep you warm and save you money in winter. Here are our picks for the five best.

14 Frugal Ways to Meet and Stay in Touch With People Around the World

Broaden your horizons, learn new languages and meet fascinating people with these fun activities.

8 Simple Ways to Make Your Refrigerator More Efficient

Even if you have an EnergyStar refrigerator, these big appliances still eat electricity. Here are some tips for making fridges run more efficiently.

25 Beautiful Things You Can Make With Paint Sample Cards

The cheapest way to spruce up a space is with paint. Sample paint chips, that is.

Halloween Is Over. Now, Go and Buy Your Costume.

With the exception of Christmas, Halloween is the most lucrative holiday for retailers. But as a frugal shopper, you can still be the star of the show next year, and you can spend

9 Smart Money Moves to Make Before the Holiday Season Begins

Holiday prep is more than just making a list and checking it twice. Get your finances in festive order, too!

5 Things Americans Spend Too Much On

From our "I Dos" to our morning joe, Americans are guilty of spending way too much on these things.

9 Ways to Protect Your Personal Time From Work and Be Happier

One secret of productivity is knowing when to call it a day. Enjoy more time to yourself and with family and friends by actively guarding your time with these tips.

7 Frugal Living Skills You Should Be Teaching Your Children

No matter how young or old your kids may be, they will certainly be better off if they learn these frugal living skills now.

9 Ways to Use Miles and Points for Holiday Gifts

Most people use their hard-earned credit card rewards for travel. Here's an idea: Why not give your budget a vacation from holiday shopping?

Buy. Sell. Make a Profit. Thanks Office Depot.

I've finally found a store that, regular as clockwork, puts great items on sale. And when I say sale, I don't mean 20% off, or even 50% off. I'm talking about 75%-90% off. The

Is "Health Food" Worse for You than Junk Food?

Health food isn't necessarily as good for you as you'd expect it to be. In fact, it might be those "healthy" foods that are ultimately making you fat.

The 5 Best Touchless Trash Cans

Avoiding germs when dealing with trash isn't easy, but it can be. Just use any of these touchless trash cans and you can dispose of waste without any of the grime.

10 Smart Ways to Make Yourself Love Saving Money

Saving money is hard, especially if your savings goals are big. Make saving fun with some simple motivational strategies.

10 Financial Perks of Marriage

Have you heard the stories about how finances are one of the leading causes of divorce? What are people arguing about? Being married actually has some pretty good financial perks!

9 Career Tips Your Younger Self Would Give You

There's a lot you wish you could say to your younger self. But your younger self has some sound job advice for current-you, too.

10 Delicious But Difficult Recipes Made Easy

Enjoy pasta or Hollandaise but don't enjoy the effort and the fuss? Try these easy versions of those and eight other challenging dishes.

How to Succeed at Work Despite Your Lousy Boss

A nightmare boss doesn't have to mean a nightmare job. With the right frame of mind you can still be successful.

Eliminate Failed New Year's Resolutions with 3 Simple Steps

Want to succeed in your New Year's resolutions? Follow these three steps to keep yourself on target.