Hot Today

Wise Bread articles that are hot today.

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans

A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.

13 Ways to Make a Good First Impression at Your Next Job Interview

You did something right on your resume, cover letter, and LinkedIn profile and landed the interview. Don't blow it know by making a bad first impression.

The 5 Best Shampoos for Frizzy Hair

Keeping your hair frizz-free isn't easy, but it can be. Just use any of these shampoos for frizzy hair and your coif will remain sleek.

Saving for Retirement (and Other Long-Term Goals) on a Variable Income

A variable income coupled with fixed expenses is tricky to manage. In this article you will find a five-step strategy that allows you to save effectively for retirement, take advan

11 Ways to Learn Something New Every Day

Duh, learning something new makes you smarter— and it's fun. Start taking advantage of some great free learning resources today!

8 Sneaky Ways You're Being Upsold

If you have money to spend, chances are, it's going to get spent — especially if you stumble into any of these upsell opportunities.

15 Grab-and-Go Post-Workout Breakfasts

No time for breakfast … again? Start the day the right way with a quick, nutritious, on-the-go meal that everybody has time for — even you.

The 5 Best Foot Scrubbers

Keeping your feet smooth isn't easy, but it can be. Use any of these foot scrubbers and your feet will always look pampered.

The Importance of Friendly Letters

Electronic messages are fast but impersonal. Learn why you should send a friendly letter instead.

13 Things People With Good Table Manners Never Do

Everybody knows about elbows and tables, but what do you do if you're the subject of the toast? Learn that and more before your next fancy dinner.

These 7 Exercises Are Scientifically Proven to Increase Happiness

Runner's high is a real thing, but exercise can boost overall happiness for the long term, too. Get out there and get moving!

Everything You Need to Know About Fancy Coffee in One Infographic

Not sure what to order at a coffee shop? Looking to try something new? Here is a breakdown of 28 popular drinks for coffee-lovers and the coffee-curious.

6 Awesome Credit Card Tricks That Will Save You Money

Learn how to double sign-up bonuses, extend billing periods to 55 days, and earn rewards without wasting a dime.

5 Mind Tricks to Help You Conquer Debt

Debt is all about mind over matter. Change your way of thinking, and you'll find financial freedom sooner.

5 Best Secured Cards with Travel Rewards

You may not know that there are secured credit cards that offer travel rewards. Rebuild your credit and earn free travel at the same time!

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

6 Ways New College Grads Can Build Credit

Entering the real world involves making big financial choices, and those choices will be easier once you start building credit.

7 Penalty-Free Ways to Withdraw Money From Your Retirement Account

Borrow money from your IRA, penalty-free? It's possible in these seven scenarios!

9 Ways to Maintain Motivation When the Going Gets Tough

Getting through a difficult time or task can be incredibly trying. Follow these tips to stay motivated and on-track to overcome whatever comes your way.

The new face of poverty is fat

Twenty years ago, I parked at a supermarket, near where a poor family had just parked. I knew they were poor, because they looked like poor folks are supposed to look: Their clot