Hot Today

Wise Bread articles that are hot today.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

Does Your Teenager Really Need a Credit Card?

Does your teenager actually need a credit card? Probably.

6 Must-Haves for Your Travel First Aid Kit

Before you jet off on your next trip, make sure you have these items in your first aid kit.

5 Ways to Embrace Having to Work in Retirement

Retirement isn't always a permanent send-off from the working world. If you have to return to the daily grind, there are actually some pluses.

From Sweet Tea to Chai: Delicious Homemade Tea Recipes

Hot or cold, tea is a remarkably versatile beverage. Whether simple or fancy, hot or cold, discover 10 delicious and frugal ways to enjoy tea.

Best Money Tips: How to Eat Healthy and Inexpensively

Today we found some great articles on eating healthy and inexpensively, ways for teens to make money, and ideas for cheap holiday fun!

Pick Up One of These Frugal Hobbies This Weekend

Battling boredom can bust your budget, briskly. Fill your you time with fun, cheap hobbies that can improve your life, and maybe even your finances.

10 Affordable Ways to Make Your Holiday Gifts Look Amazing

Don't blow your gift budget on the wrapping! These savvy alternatives are both adorable and frugal.

How to Keep Home Improvement Projects From Busting Your Budget

You might have a set home improvement budget, but scope creep can easily bust it wide open. Here's how to prevent that.

Is Six Figures Really That Much?

Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan

Best Money Tips: Save Time and Money on Food Prep

Today we found ways to save time and money during food prep, how to grow your savings in 2016, and steps to eliminate self-doubt.

The 5 Best Conditioners

Keeping your hair soft and silky isn't easy, but it can be. Just use any of these conditioners and your coif will always look gorgeous.

Ask the Readers: Could You Survive Without a Cell Phone?

Tell us if you could live without a cell phone and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: Earn More From Your Garage Sale

Today we found some stellar articles on earning more from your garage sale, saving on wedding reception food, and investing lessons from Monopoly.

Seven Tips For Buying a Second Hand Car and Walking Away Happy

Here are a few tips to help make sure the second-hand car you are buying doesn't end up being a second-hand nightmare.

4 Ways to Take a Frugal Grownup Spring Break

Spring break isn't just for college kids. Get wild on a budget and have your own grownup spring fling.

5 Best Amazon Deals for Wednesday 08/14

58% Off Popular Romance DVD and Blu-ray, $9.99 Scene It? 80s Deluxe Edition, and more!

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

8 Expenses You Should Never Cut

We all want to trim the fat from our budget. But these eight life necessities are worth every penny.

The Expiring Bush Tax Cuts: What’s the Fuss?

Given the continually fragile state of the economy and enormous budget deficits, should the tax cuts be extended or should they be permitted to expire?