Hot Today

Wise Bread articles that are hot today.

You Are Lying to Yourself About Your Money

Most of us agree that other people fail at personal finance, but we think our own finances are fine. That's the first of many lies we tell about our money.

The Smart Way to Pay for Cell Phone Service

Prepaid month-to-month or postpaid on contract? The smarter, cheaper option may surprise you.

This One Financial Trick Lets You Buy Happiness

How you spend your money has a surprising impact on overall life satisfaction. Read this to spend happier!

6 Ways to Ask Your Boss for Better Work-Life Balance

Unless you're self-employed, the only way to improve your work-life balance is to ask. Get your boss to say yes with this clear plan.

10 Ways to Save Time With Batch Processing

From errands to work to paying the bills, discover how grouping tasks together can save you tons of valuable time.

New Tools for the Unbanked

Lack of access to the banking system has been an expensive burden on the poor. Just recently, a surge in new financial products make it a lot less expensive to be unbanked.

20 Household Uses for Pantyhose

From eliminating scratches when you clean to protecting your plants to lowering your heating bills, a pair of nylons can do a lot more than just cover your legs.

10 Ways to Make Facebook Productive

From playing Farmville to following mindless status updates, Facebook is a well-known time suck. Here's how to use it to get things done instead.

Going Green: How to Live a (Nearly) Cash-Only Life

Whether you have a problem with credit-card debt or just want a new way to budget, it might be time to go for the green.

Another one for the readers

Here's where to find free e-books online.

The Best Credit Cards for Online Booking Sites

If you often use online travel portals to make your travel purchases, you may benefit from a co-branded credit card that offers bonus rewards for your loyalty.

How to Talk About a Previous Job in an Interview

Your interviewer asks the killer question: "How did you like your previous job?" Here's how to respond without blowing it.

Your 401(k) is not an investment

Your 401(k) is not an investment. Neither is your IRA. Those are legal compartments for holding investments. [more]

Want to Win at Personal Finance? Start a Money Club

Want to really win at money management? Join the club.

The Four C's of Applying for and Managing your Credit

What exactly is your credit score? What factors are weighed when you apply for a loan? How can you improve your credit and ability to get great loan rates? And how can you unwittin

What Can You Do With Unwanted Gift Cards?

In my house we try to spend gift cards as soon as possible because the longer they are held the less purchasing power they have. Sometimes there are just cards you are not interest

2 Investing Concepts Everyone Should Know

Successful investors know how to get the most from compound interest and make sure they have the right asset allocation. Here's why these two investing concepts are so important.

Don't Ruin an Antique! How to Tell If You Should Refinish Wooden Furniture

Refinishing your grandmother's old dresser might be a terrible idea. Learn when you should refinish wood furniture, and when you should use a professional.

Ask the Readers: How Do You Stay On Budget During the Holidays?

Tell us how you stay on budget during the holidays and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Ways Science Says Travel Is Good for Your Health

The perks of travel go way beyond curing a serious case of wanderlust. Travel is good for your health, too!