Hot Today

Wise Bread articles that are hot today.

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

This One Financial Trick Lets You Buy Happiness

How you spend your money has a surprising impact on overall life satisfaction. Read this to spend happier!

23 Fantastic Uses for Apples

From creative crafts to delicious recipes to helpful household hacks, this heaping bushel of apple ideas will keep you busy and well-fed all autumn long.

12 Great Ways to Eat Bananas

Cheap, healthy, delicious — bananas have it all. Go beyond banana bread and enjoy them sweet and savory, baked, roasted, fried, or whipped.

7 Reasons You're Never Too Old to Buy Stocks

You'll outgrow a lot of things as you age. Stocks won't be one of them.

The 3rd Annual Plutus Awards

The 3rd Annual Plutus Awards are in full swing! While general voting has ended, voting for the People's Choice Award is still open!

Best Money Tips: Go to College for Free

Today we found some stellar articles on going to college for free, tips to save on Thanksgiving airfare, and measuring career success.

Want to Win at Personal Finance? Start a Money Club

Want to really win at money management? Join the club.

The Four C's of Applying for and Managing your Credit

What exactly is your credit score? What factors are weighed when you apply for a loan? How can you improve your credit and ability to get great loan rates? And how can you unwittin

11 Ways a Second Language Can Boost Your Career

Need to add a competitive edge to your resume? Learn a second language!

15 Ways to Solve Your Problem

When you're facing a difficult situation, these 15 techniques — from going outside to remembering the Alamo — can help you find your solution.

Why You Don’t Need Mortgage Life Insurance

When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insura

The 8 Best Pets for Frugal Animal Lovers

Caring for a pet can end up costing a lot. Take in one of these no frills furry (or scaled or shelled) friends at a fraction of the cost of Fido.

10 Frugal Reasons to Compost

Looking to live a little greener and save a little more green? Give composting a try!

Recoup More of Your Investment: 8 Home Improvements That Add the Most Value

If you're planning a remodel, be sure to consider return on investment when you sell. These eight improvements return the most.

How Debt Fools People

People who have a natural aversion to debt often wonder how some people get themselves into such terrible problems with debt. Don't they know how much it costs? Don't they understa

Why You Need to Know the Difference Between Secured and Unsecured Debts

You have secured debt, and you have unsecured debt. Do you know the difference? It's time to learn.

6 Ways Climate Change Could Affect Your Money

Earth's climate is changing and it's going to cost you.

15 Things in Your Closet You Can Throw Out Today

Closet space comes at a premium — everything you store should fit, look great, and make you feel great. If not, toss it, sell it, or give it away.

12 Surprising Ways to Get More College Financial Aid

College tuition can send you right into a nightmare of debt. But there are ways you can make it more affordable.