Hot Today

Wise Bread articles that are hot today.

Tax Penalties for Early Retirement Withdrawals

Taking money from a retirement fund early is tempting, but it comes with heavy consequences. Discover alternatives to cashing out that 401(k).

Shop Like a Ninja on eBay

From misspelling search terms to last-minute bidding, learn the tricks of shopping like a ninja on eBay.

5 Ways to Know If Trading In Your Car Makes Financial Sense

Before you replace your ride, take some time to crunch the numbers and make sure they add up.

Best Money Tips: Avoiding the Flu

Today we found some great articles on avoiding the flu, ways to save at the grocery store, and things to do when you're laid off.

8 Ways to Get Student Loan Debt Forgiveness

A college education leaves many of us in debt. Loan forgiveness programs may be able to help — find out if you're eligible for one.

3 Mistakes That Make a Bad Credit Situation Worse

A credit score of 600 or lower is officially "bad." Don't makes things worse by committing any of these common mistakes.

US Mint offers 2 for 1 on new $1 coins. Double your money!

Buy George! In an unprecedented marketing move by the US Mint, banks tomorrow will begin exchanging $1 bills for TWO of the new $1 coins, released only a few weeks ago. Got a $1 bill? Get $2 in coins back. Got 100 $1 bills? Get $200 in coins. [more]

10 Cool Companies That Pay You for Referring Friends

Your favorite online shops and services want you to spread the word — and they're willing to reward you for it with cash and other goodies.

5 Money Moves to Make Before Applying For a Credit Card

If you're feeling the urge to apply for a shiny new credit card, not so fast! Make sure these money moves get checked off first.

Charitable Giving: Give in Order to Receive

The idea of giving away what you have especially if you don't have much is a tough one to wrap your head around. But if you truly want to be rich (both literally and figu

10 Reasons You Probably Overpaid at the Store

You can be the smartest shopper around and still end up overpaying for everyday things. Here's how you're getting tripped up.

Reusable Gift Wrapping: The Wrap That Keeps on Giving

Why pay for something that will only be used once and then becomes garbage? Try one of these awesome, reusable wrapping methods instead.

Our Obsession to Clean is Making Us Trashy

I hate to clean just as much as the next person, so many of the new products on the market can be helpful to my daily routine. Others, however,

9 Surprising Things Your Homeowners Insurance Doesn't Cover

A word to the wise, homeowners — your insurance policy may not cover everything you think it does. Read the fine print!

5 Ways to Finally Make Your Finances Paperless

It's time to drop all that paper weight and go (almost) completely paperless. It's easier than you think!

SaveUp Giving Away $1000 to Wise Bread Readers

To enter simply tell us what motivates you to save.

Credit Cards Aren’t as Competitive as They Want You to Believe

Competition between businesses is what creates good deals for consumers, right? Then why the heck are credit card companies not more competitive?

How to Find Ethically Sourced Products You Can Afford

If the hefty price tag is dampening your enthusiasm for fair trade, get smart about sourcing your ethically produced must haves.

The most important FREE piece of paper you'll ever receive.

It is the foundation for the way the United States Government is organized. It is the supreme law of the U.S. And It was adopted on September 17th, 1787 in Philadelphia, Pennsylvan

Is Your Hotel Hiding These 5 Fees in Your Bill?

Hotels have followed the airlines into the business of fee inflation. Here are the fees to look for before you book — and how to avoid them once you arrive.