Hot Today

Wise Bread articles that are hot today.

Strategies for households with more than one adult

The strategy for households with a single adult can be disposed of in the first paragraph: Earn enough money to buy everything your household consumes, plus provide through direct

Big Lessons From the Tiny House Movement

Imagine life without a mortgage or an overstuffed attic. Even if we don't live in one, tiny houses can teach us a lot about consumption, debt, and simplicity.

The 5 Millennial Money Apps Everyone Should Use

Pay with… cash? That's for the olds. These new-fangled payment and money-management apps are changing how kids of every age do personal finance.

Fund your own sabbatical

I never got a sabbatical. My dad was a college professor, so I knew from a young age what a sabbatical was. I always paid attention whenever one corporation or another would be i

Ask the Readers: Do You Volunteer?

Tell us about your volunteer experience and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Get Back on Track When You're Behind on Your Bills

The bills are punctual, but your payments keep leaving late. Get ahead of your payables by knowing what you owe and making a plan to pay it.

Make Money Recycling: Get Paid to Recycle by 15 Websites

Can you could use some cash for your old broken cell phones, laptops, or ink cartridges? These companies actually pay you to recycle.

The Secret to Great Decision Making Is Forgetting

Good decisions require confident decision-makers. Learn how to let go of the bad decisions you made yesterday, so you can make good decisions tomorrow.

Yes, You Need Home Title Insurance — Here's Why

Home title insurance is one more fee in the closing costs pile. Do you really need it?

This One Mistake Could Delay Your Retirement by 10 Years

Buying a home is a big decision and if you don't do it right, you could be paying for years and years. Use cash flow to help make the right choice.

Why I Still Write Paper Checks

I know people who never write checks, but I'm not one of them. Here's why.

Selling Your Life Insurance Policy for Cold, Hard Cash

Would you sell your life insurance policy for a lump sum, knowing that someone else now profits from your death?

What You Actually Get When You Win Free Food for Life

Winning "free food for life" from your favorite restaurant isn't always what it seems.

12 Cheap First Date Ideas

First dates are already stressful enough. Thankfully, you don't need to spend a lot of cash to impress; just use one of these creative and cheap first date ideas.

6 Creative Ways to Save Money With Bulk Buying

Don't limit your bulk buys to big box warehouse stores. From meat to gas, there are bulk buy opportunities aplenty to help you save a whole lot more.

5 Times a Gym Membership Isn't Worth It

Exercise is one key to frugal living — but that gym membership may be a waste of dough. Go ahead, ditch the gym and commit to truly frugal fitness.

6 American Cities With the Highest Minimum Wage

A livable wage is a hot-button issue most can agree on. These six American cities are leading the way to sustainable minimum wages.

8 Things Millennials Can Do Right Now for an Early Retirement

When you're young, retirement may seem too far off to matter. But wouldn't it be nice to retire early?

5 Friend Types That Can Hurt Your Finances

Your friends can affect your finances for better or worse. Find out which money personalities to watch out for.

11 Life Skills That Are Now Completely Obsolete

Oh, how the times have changed — and not always for the better. Today's tech has all but rendered these once-crucial life skills obsolete.