Hot Today

Wise Bread articles that are hot today.

Voluntary simplicity versus poverty

The first person I met who practiced voluntary simplicity didn't call it that, and I didn't understand what she was doing until many years later. [more]

How the rich stay rich; a lesson in lateral thinking

A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really mad

10 Surprising Ways a College Education Will Improve Your Life

You'll spend a lot for a college education — maybe too much. Besides a shot at a job with a decent income, what else are your student loans buying?

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

Here's How Billionaires Are Preparing for the End of the World

If you're rich enough, you can live out the end of the world in true luxury.

Doubling Your Money with the Rule of 72

Did you ever wonder how financial professionals can so quickly mentally calculate how much money you’ll have in 30 years based on an investment return? Seems like magic, huh? Well,

9 Fun and Affordable Vacation Ideas

Are your vacation plans stressing you and your budget? Consider some frugal alternatives for plenty of fun and relaxation that won't require overtime to cover it.

Don't Skip These 8 Tax Breaks for Students

College isn't cheap, but students of any age can cut the cost by claiming the right deductions. Would any of these help you or a student you know?

Regifting: A Simple How-To Guide

As the saying goes, one man's trash is another man's treasure. It's OK to regift as long as you follow a few simple guidelines.

My Poverty-Fighting Superheroes

You never know -- your mild-mannered neighbor, co-worker, or long-time buddy may be a hero in the battle against poverty. He might prepare meals for the homeless; she might tutor a

The Airline Lost Your Luggage. Now What?

All hope is not lost just because your luggage is. Here's what to do when you're the last one standing at the baggage carousel.

The 5 Best Hand Lotions

Keeping your hands moisturized during a busy day isn't easy, but it can be. Just use any of these five hand lotions and your hands will stay silky smooth.

The 5 Best Hot Yoga Towels

Finding the right towel for hot yoga isn't easy, but it can be. Use any of these five hot yoga towels and your practice will stay strong.

Tactics of the rich

There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the

Why Millennials Should Embrace Credit Cards

Millennials are super wary of debt — and credit cards. But embracing plastic responsibly is an important adult skill.

5 Things You Shouldn't Buy This Black Friday

With all the websites, magazine ads, and televisions commercials telling you what you should buy, I thought it may be helpful to provide you with a list of the top 5 things you sho

The 5 Best Charcoal Scrubs

Keeping your skin clear isn't always easy, but it can be. Use any of these charcoal scrubs and your pores will remain unclogged.

4 Ways Reading the Newspaper Will Make You Rich and Famous

People used to say that newspapers were dead. But they're not. Read about the ways you'll save time and money and grow professionally and personally by reading your local or a nati

STOP! 10 Work Email Mistakes You May Be Making

Email has transformed how we work. That is, it has if you can avoid making any of these dumb email mistakes.

15 Ways to Save the Most During a Hawaii Vacation

A resident shares his best tips and secrets to enjoying a Hawaiian vacation without emptying your bank account. Aloha!