Hot Today

Wise Bread articles that are hot today.

Chinese Proverbs About Money and Personal Finance

A commenter on Wise Bread wrote a Chinese proverb about marketing that reminded me that there are many Chinese proverbs about money and personal finance. Here are a few of the one

Ask the Readers: What New Thing Do You Want to Try This Year?

Tell us what new thing you want to try this year and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Poverty Makes You Stupid

Whether you're short money or time, the lack impairs your ability to think clearly and find abundance. A new way of looking at scarcity may offer a way out.

Top 6 Reasons Why Using Cash-Only Rocks

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world.

8 Common Myths About Starting a Small Business

Working for yourself is the American dream. If you dream too big though, you might buy into these entrepreneurial myths.

Here's How You Should Budget Your Social Security Checks

You don't get to quit budgeting just because you've retired. Actually, if you collect Social Security benefits, it's more important than ever.

24 Tips for Having a Baby Without Going Broke

That little bundle of joy can cost you a big wad of cash. Discover great ways to give your baby everything she needs while saving a few bucks.

The 5 Best Solar Power Banks

A solar powered charger, like one of these five best choices, can keep your gadgets topped up with juice as long as the sun shall shine.

8 Things That Are Cheaper to Replace Than to Fix

Cheap modern manufacturing means that for a lot of the stuff in our lives, buying new is often cheaper than fixing old.

The Simple Way to Decide How Much Rent You Can Really Afford

Before you set out to find your next great rental apartment or home, take a good look at your income. What can you afford?

25 Career Changes You Can Make Today

Don't complain about your job without doing anything — make a positive career change right now with one (or more!) of these techniques.

How Low Can You Go? Taking the No Heat Challenge

Most of us aren't ready to give up home heating altogether, but here are a few tricks we can learn from the hardcore heat resisters.

A Comprehensive Guide to the Debt Snowball Method

If you're trying to pay off a stack of debts, the snowball method can give you the motivation you need to knock them all out. Learn how.

How to Help Your Adult Children Become Financially Independent

If your grown children are still depending on you for every little money matter, it's time to teach them how to go it alone.

How to Do a Spending Fast in 16 (Easy!) Steps

If you're looking for a way to get out of debt fast, a spending fast might be right for you. Discover this somewhat extreme (but very effective) technique.

Save Hundreds on Back to School Shopping with These Credit Card Tricks

If you're dreading the expense of back to school shopping, these credit cards tips can help you big!

7 Ways to Vet Your Mortgage Lender

A mortgage is one of the biggest financial moves you'll ever make. It pays to be picky with your lender.

25 Frugal Ways to "Pay It Forward"

Paying it forward — doing something nice for someone else — makes that person feel great AND improves your day. Here's how to do it frugally.

Nonfat dry milk--no longer a frugal alternative

For more than thirty years, nonfat dry milk was a frugal staple. For things like baking and making yogurt, it was as good as fresh milk. Not many people wanted to drink the stuff

9 Unexpected Benefits of Volunteering

When you help others, you help yourself, too — and often in unexpected ways. Discover ways to socialize, further your career, and more, all while giving back.