Hot Today

Wise Bread articles that are hot today.

Voluntary simplicity as hedonism

When people talk about voluntary simplicity (or living a frugal lifestyle under any of its many names), they often do so in terms of deprivation. The descriptions are all about doing without stuff. To me, that's completely wrong. [more]

7 Times You Don't Have to Give Your Social Security Number

A lot of people may ask for your Social Security number, but not all of them are entitled to it.

My car payments are too much! What should I do?

Last August, I decided to purchase my first new car ever. I had only ever owned used (and entirely paid-for) vehicles prior to this. I researched the type of car that I wanted and

Choosing Life Insurance: Term or Permanent?

What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f

6 Ways a Donald Trump Presidency Could Impact Your Wallet

Donald Trump is making a buzz with his stances on everything, including money matters. How would his presidency affect your finances?

8 Fun Facts About Credit Cards

Your monthly credit card statement may not offer much joy, but these fascinating credit card facts are pure fun.

Tax Deductions to Start Thinking About Now

Tax deductions can save you a lot, but who wants to worry about them during the holidays? Here's what to do now to prepare for the end of the year.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

Best Money Tips: Things You Shouldn't Buy on Black Friday

Today we found a few things you shouldn’t buy on Black Friday, Depression-Era habits you should pick up, and ways to frost-proof your garden.

Making Every Penny Count With A Zero-Based Budget

Feel like you're just living payday-to-payday? Having trouble figuring out where all your money goes? Then a zero-based budget just might be for you.

16 Best Baby Gifts on a Budget

"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.

Manage your fixed expenses

When you think of people ruining their lives with foolish spending, it's easy to focus on the little things that add up--the meals out, the hefty bar tab, the daily Starbucks habit

Patriotism and Personal Finance - A Brief Walk Through American History

To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a f

Track your spending. Or not.

One of the most universal bits of advice from financial planners is to track your spending. It's also one of the most universally rejected bits of financial advice--rejected by pe

8 Financial To-Do's for College Freshmen

Don't make college more expensive than it already is with bad financial habits. Learn these fundamental money lessons before you head off to class.

Ask the Readers: Do You Have a Garden for Vegetables?

Tell us about your vegetable garden and we'll enter you in a drawing to win a $20 Amazon Gift Card!

15 Reasons Plus-Size Shopping Sucks

Calling all thin-prejudiced clothing merchants: Plus-size customers are begging you to make better clothes. Here are 15 reasons why shopping for plus-size clothing is a nightmare.

The 6 Personal Finance Rules Everyone Must Follow

The Internet is awash in free financial advice. This short list of basics will put you on firm financial ground today and on the way to a wealthier tomorrow.

9 Ways Life Is Wonderful When You Swap Your Car for a Bike

Go on two wheels to save your money, time, and sanity. Life is so much better when you opt for pedal power.

25 Easy 5-Ingredient Recipes That Save Time and Money

You don't need a lot of fancy ingredients to put a flavorful meal on the table. Make dinner easy with short grocery lists and basic preparations.