Hot Today

Wise Bread articles that are hot today.

Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to re

Rethinking The Early Mortgage Payoff

The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our belief system that there almost seemed to be a stigma attached to not carrying

7 Affordable Destinations for Nature Lovers

You don't need to drain your budget to enjoy a beautiful vacation in the great outdoors. Get out there!

16 Ways to Make Your Clothes Last Longer Without Spending Big

Use these tips to help extend the life of your clothes.

Ask the Readers: What's In Your Wallet?

We want to know what you currently carry in your purse or wallet.  By sharing the contents via comments or Twitter, you will be entered to win a $20 Amazon

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

Life Without Television

I haven't owned a television in over 7 years. I haven't lived in a house with a set in over 5 years. I spend my days largely television-free, and I actually like it.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

Ask the Readers: How Do You Save at the Pump?

Tell us how you save at the pump and we'll enter you in a drawing to win a $20 Amazon Gift Card!

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

50 Best Deals and Coupon Sites

Coupon users are no longer scrooges but sages, wisely spending by saving. Here are a list of 50 great deals and coupon sites dedicated to serving savvy shoppers like you.

How to Get a High Rating and Make More Money as an Uber Driver

If you're wondering how you can get a higher rating and earn more with Uber, here are some easy tips.

Ask The Readers: Do You Buy In Bulk?

Tell us whether or not you buy in bulk and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: Are You Saving Up for an Emergency?

We want to hear your thoughts on food storage. Do you do it for emergency insurance? Do you have it only as a result of amazing CVS deals gone wild? Is it something you feel is imp

Ask the Readers: Do You Use eBay?

Tell us if you use eBay and we'll enter you in a drawing to win a $20 Amazon Gift Card!

14 Best Side Jobs For Fast Cash

You need cash, and you need it fast. Stop hitting up your friends for spare change, and start one of these lucrative side gigs!

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.