Hot Today

Wise Bread articles that are hot today.

403B vs. 401K: How Are They Different?

Sure, you know what a 401K is, but what the heck is a 403B? Here's how they differ.

How to Save Big at the Wizarding World of Harry Potter

Muggles can plan a fun, frugal trip to the Wizarding World of Harry Potter with a few tricks up their sleeve. No magic required.

Ask the Readers: Which Websites Have the Best Designs?

Tell us which websites have the best designs and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Lifestyle Inflation: The Ultimate Financial Trap

Lifestyle inflation takes extra money and turns it into a vain attempt to buy joy. Avoid it by changing your perspective on money and happiness.

The Pros and Cons of Paying Cash for a House

Just like any financial decision, there are pros and cons to paying cash for a house.

Paying While Traveling: Which Is the Smartest Option?

Not all payment options are equal, especially while you're traveling. Here's how to avoid fees — and worse — while paying on the road.

8 Reasons the Easter Bunny Should Give Money Instead of Candy

While you're letting your kids gorge on candy, consider weaving in these lessons in personal finance.

How to Raise Your Kids to Be Financially Independent

What your kinds don't know about money can hurt your wallet. One parent shares the lesson plan he used to teach his kids financial independence.

How Emotions Can Hurt a Home Buyer

Granite counters and fresh paint can lead a buyer to overlook a home's flaws. Avoid buying the wrong house by recognizing these common biases.

8 Things Everyone Should Know About the Commodities Markets

From cows to coffee, billions of dollars are lost and made trading commodities. Here's what you need to know — even if you're not a trader.

9 Cheap Ways to Increase Your Knowledge and Earning Potential

A great way to increase your earning potential is through continuing education. These online tools will get you there.

Ask the Readers: Where Do You Shop For Household Goods?

Tell us where you shop for household goods and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Bioavailability: How to Get More Nutrients from Your Food

Not everything we eat gets absorbed and used by our body. Our cooking and digestive process destroys and degrades nutrients before our body can use it.

How To Get A Big Payoff From College Scholarships

Winning a scholarship takes effort, even to snag an award that is relatively small ($500-$1,000) compared to the cost of attendance at a state university (more than $16,000 per yea

The High Cost of the "Treat Yourself" Mindset

You might be able to justify a "treat yourself" purchase, but all those little treats add up to one big, stressful bill. What's it really costing you?

6 Job Perks That Can Lead to a Dream Career

Looking to make more money? Don't forget to check out your company's available perks, first.

Cost Comparison: Emergency Rooms vs. Urgent Care Centers

Emergency rooms provide excellent care, but you can wait eons if you have a non-life-threatening problem and still pay through the nose. The wait at urgent-care centers, on the oth

Homemade Gluten-Free Oreo Cookies

Thanks to this recipe, if your kids are gluten intolerant, they can have their Oreos and eat them, too. And you won't have to worry about dietary repercussions later!

Bouncing Back When There's No "Bounce" Left

We all have our ups and downs. We've all faced some pretty depressing odds and come out on top. But sometimes, it feels like you just can't get ahead, no matter how hard you try

Old calendars never really go out of date.

This little fact was big news to me. I was casually flicking through a magazine at work when something caught my eye; it was buried in the bottom corner of one page and stated that