Hot Today

Wise Bread articles that are hot today.

A better way to create a budget

The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so

11 Last Minute Gifts for Book Lovers

The holiday clock is ticking, and you've got nothing for the bookworm on your list! Never fear, these bookish presents are sure to please.

3 Ways Good Sleep Makes You Wealthier

Being short on a few winks is bad for more than just your health. A bad night's sleep can lead to many harmful money mistakes, too.

The 4 Jobs People Quit the Most

Unless you're looking for a high-stress job that you'll probably leave within a few months, you should steer clear of these.

12 Green Living Habits That'll Save You Every Month

With just a few small tweaks to your routine, soon you'll be treading lightly and carrying a heavy wallet.

Begin Your Investing Career Right With Some Mutual Fund Basics

Buying mutual funds is a simple way to build an investment portfolio. Here are the basics to get you started.

How Tapping Into Home Equity Is Like Pawning A Gold Necklace

It has occurred to me that tapping into one’s home equity can be like pawning a gold necklace, television set, or other personal item with resale value. Both involve using collater

Advanced Airline Miles Collection Tricks for High Flyers

How did that guy get upgraded to business class? By taking advantage of these credit card bonus offers and travel rewards program loopholes.

The Simple Way to Decide Which Credit Card to Pay Off First

Don't just wing it. When credit card debt is piling up, one of these strategies can kick your repayment plan into high gear.

15 Delicious and Easy New Ways to Top Your Burgers

If you love burgers but have been getting bored with the basic lettuce-tomato topping, check out these 15 delicious new ways to top your patties.

The 6 Best Lawn Mowers

That grass isn't going to cut itself — get the job done with one of these recommended machines.

A Better Way to Rank America's Colleges

How should an American University be judged? By how well it serves the public good in three fundamental ways.

The 5 Best Noise Canceling Headphones

Whether you work in a busy office, travel a lot, or just love listening to music, these headphones deliver spectacular audio quality and minimize distractions.

Rethinking The Early Mortgage Payoff

The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our belief system that there almost seemed to be a stigma attached to not carrying

7 Surefire Ways to Save on Grilling

Woo-hoo, grilling season is back! Cut the cost of our favorite way to spend a summer evening with some easy frugal outdoor cooking tips.

7 Signs It's Time to Break Up With Your Credit Cards

When your credit card starts burning a hole in your pocket, it's time to re-think the convenience of carrying plastic.

Beware of Pretty Things: 4 Reasons I’m Keeping My Ugly, Old Stuff

Last night I strolled through the furniture showroom with my jaw unhinged and my heart thumping: “Look at all this good-looking stuff!” After some careful consideration th

6 Crucial Job Searching Steps Most People Skip

What's even more frustrating that not being able to find a job? Not being able to find a job because you skipped one of these simple job search to-dos.

What Does “YMMV” Mean? The Official Guide to Decoding the Language of Frugality

You don’t have to browse the forums at hot savings sites very long to notice that super-shoppers have their own lingo. Before you let terms like “FAR” and “peelies” scare you away

No Limit, No Interest: What’s the Deal with Charge Cards?

Charge cards, like their credit card cousins, allow cardholders to use plastic cards to make purchases and then pay at the end of a settlement period, typically on a monthly basis. [more]