Hot Today

Wise Bread articles that are hot today.

Dangerous neighborhoods are safer than commuting

Why do so few people live within walking--or at least bicycling--distance from where they work? I've asked a lot of people this question and gotten a lot of different answers. Some people want big houses, others big lawns. [more]

5 Signs Your Budget Needs a Makeover (And How to Do It)

Try as you might, your money and your budget won't see eye-to-eye. Here's how to get back on track.

Voluntary simplicity versus poverty

The first person I met who practiced voluntary simplicity didn't call it that, and I didn't understand what she was doing until many years later. [more]

Your Money Problems: Why They're All Your Fault

Yeah, it sounds harsh. But accepting responsibility for your bad behavior might be the first step to improving your relationship with your finances.

Socially Responsible Investing Goes Green

You drive and drink responsibly, spend your money responsibly, and act responsibly, don’t you? But do you invest responsibly? Can you invest responsibly?

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

4 Money Challenges That Will Strengthen Every Relationship

A successful marriage needs healthy money management. These fun couples' challenges can get you there.

7 Essential Truths for a Successful Retirement

Retirement planning can seem overwhelming, but don't let that overrule common sense. Instead, follow these seven essentials for a successful future.

How to Turn Groceries Into Gasoline

Grocery store gas discount programs can be a great way to save money on fuel — if you shop wisely. Learn how to make the most of these discounts.

The 7 Most Affordable Destinations for Bird Nerds

If bird watching is a hobby of yours, you'll love these affordable vacation spots.

9 Ways Money Does Buy Happiness

Money can't buy happiness? Maybe you just don't know where to shop.

Why Cruises Are the Best Option for a Cheap Family Vacation

Looking to book a family getaway that won't break the budget? Search no more and head to the high seas!

How to Decide If a Membership Is Worth the Price

Before you sign up for another monthly payment, make sure that membership is worth it.

9 Fun and Affordable Vacation Ideas

Are your vacation plans stressing you and your budget? Consider some frugal alternatives for plenty of fun and relaxation that won't require overtime to cover it.

Ask the Readers: Should Personal Finance be Taught in Schools?

Tell us whether or not you think personal finance should be taught in schools for a chance to win 1 of 3 $20 Amazon gift certificates!

Incentive plans always go awry

Ever worked someplace that had an incentive plan (as in, "Hit these targets and you'll get a bonus")? Here's a little tidbit for you: Incentive plans always go awry.

6 Totally Free Babysitting Alternatives

Going on a date when you have kids can be expensive, but these creative, free babysitting alternatives will have the whole family looking forward to date night.

15 Surprisingly Valuable Uses for a Penny

Pennies are worthless, right? Wrong! From table decor to saving dying flowers, a penny can get you out of a jam — for really, really cheap.

7 Investment Accounts All 30-Somethings Should Have

You're not a kid anymore. It's time for you, and your money, to grow up.

Ask the Readers: What is Your Best Back-to-School Shopping Tip?

Tell us your best back-to-school shopping tip and we'll enter you in a drawing to win a $20 Amazon Gift Card!