Upgrading one thing doesn't mean you need to upgrade another and another — although it can feel that way. And there's a name for that — the Diderot Effect.
Pursuing interests and learning new things can be costly or not, depending on your interests, what is available in your community or online, and how flexible your schedule is. If y
I've been trying to come up with a way to articulate the mental shift from being not-frugal to being frugal. It's not really about wanting to spend less, and it's certainly not about making do with less. [more]
Wise Bread articles that are hot today.
20 Habits You Must Start Right Now and Be a Better Person
Become the best possible version of you by developing these wholesome, productive habits. Once they've stuck, you're on your way!
12 Places to Keep Your Money Safe — And Growing
Sure, you could stuff your money into a mattress, but these 12 savings vehicles keep your money safe and they help it grow a little.
73 Easy Ways to Save Money Today
Accelerate your debt retirement by redirecting current spending to repaying old bills. Lots of little savings here and there add up fast!
Who Pays When Loved Ones Leave Debt Behind?
Losing a loved one is hard enough. Managing their unfinished money matters makes it tougher.
Can Too Many Credit Cards Hurt Your Credit Score?
You're responsible with your credit cards, but you sure have a lot of them. Is that a bad thing?
How to Boost Your Credit With a Balance Transfer
A balance transfer can be a boon to your credit score. There are a few pitfalls to watch out for, too.
5 Financial Holidays I'd Like to See
If people can claim Turkey Neck Soup Day is a holiday, then we should celebrate some more-useful financial holidays too.
9 Things People Who Retire Early Do
Retiring early seems like such a dream, but for those who plan ahead, it's a reality. Find out what they're doing with their time now.
Cutting Your Car Payment Is Easier Than You Think
If your car payment is eating up too much of your budget, you may be ready for a refinance.
Holiday Gifts: 6 Fun Games That Teach Money and Finance
Need some gift ideas for the kids? These games are fun and will teach them about money, too.
SmartyPig is Giving Away $500 to Wise Bread Readers!
Don't miss your chance to win $500 in SmartyPig’s Giveaway for Wise Bread Readers!
10 Things You Do to Save Money That End Up Costing You More
Sometimes, what we think we're doing to save money actually costs us a lot more. Make sure you're not making one of these "saving" mistakes.
Sayulita, baby!
The products of a frugal honeymoon, or proof that frugality doesn't have to be boring... [more]
Lifestyle Upgrades: Beware the Diderot Effect
Upgrading one thing doesn't mean you need to upgrade another and another — although it can feel that way. And there's a name for that — the Diderot Effect.
Playing the Lottery Is a Bad Gamble
The recent Mega Millions jackpot serves as a reminder that as awesome as winning the lottery would be, you might be better off not buying a ticket.
15 Easy and Delicious Ice Cream Substitutes
Few things satisfy a sweet tooth (but sabotage a waistline) quite like ice cream. Skip the guilt and try these delicious, healthy alternatives.
Pursuing Interests: Free to $1K+
Pursuing interests and learning new things can be costly or not, depending on your interests, what is available in your community or online, and how flexible your schedule is. If y
Why You Should Call Your Mortgage Lender Every Year
When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.
Making the most of your guilty pleasures
I've been trying to come up with a way to articulate the mental shift from being not-frugal to being frugal. It's not really about wanting to spend less, and it's certainly not about making do with less. [more]
What Happens to a Student Credit Card After You Graduate?
Getting a credit card in college is a great way to build credit when you're young. But what should you do with the card after you graduate?