Hot Today

Wise Bread articles that are hot today.

DCU Visa Platinum Secured Card Review

You may not have heard of the Digital Federal Credit Union (DCU), but its Visa Platinum Secured Card beats the competition with low fees and APR.

7 Things That Affect Your Car Insurance Rates

Is your ride costing you big-time in auto insurance premiums? These surprising factors may be to blame.

When to drop collision coverage on your car

A few years back, I got a tidy little lesson in exactly what collision coverage is. We'd had a car damaged in an accident, damaged pretty badly. So, it wasn't a surprise

16 Best Baby Gifts on a Budget

"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.

Tax Document Checklist: What to Gather Before Doing Your Taxes

Don't wait until the last minute start collecting your tax documents and receipts. Instead, get everything together early with this checklist.

Stop Making These 10 Bogus Retirement Savings Excuses

Your nest egg needs attention now if you want to ease smoothly into retirement later. No more excuses!

The 5 Best Hair Serums

Keeping your hair shiny and healthy isn't easy, but it can be. Just use any of these hair serums and your mane will stay magnificent.

Eating at the Intersection of Cheap and Healthy

A lot of healthy food — organic, locally grown food — comes at specialty food prices. But with some planning and smart shopping, you can eat both well and cheap.

The 5 Best Cities for Starting Over

So long, Stinktown! If your current zipcode just isn't doing it for you, pull up stakes and start over fresh in one of these five forward looking 'burgs.

How to Decide if an Annual Fee Credit Card Is Worth It for You

Credit cards with annual fees offer bigger rewards and more benefits. Here's what to consider to determine if one is right for you.

Don't Panic! How to Meet a Deadline

You can't cheat time; and hair pulling, sweating, and crying won't get it done, either. But you can meet a tight deadline with one or more of these tips.

8 Financial To-Do's for College Freshmen

Don't make college more expensive than it already is with bad financial habits. Learn these fundamental money lessons before you head off to class.

5 Steps to Take If You're House Poor

The housing crash and recession have left many of us feeling house poor. The first step in getting out is understanding how deep we're in.

3 Times to Consider Declining Your Employer's Health Coverage

Open enrollment is right around the corner, and with it comes your opportunity to make decisions that could dictate your medical expenses for an entire year. Is considering droppin

Best Money Tips: Alternatives to Christmas Gifts

Today we found some awesome articles on alternatives to Christmas gifts, scoring a bigger apartment without moving, and getting discounted gift cards.

Series I and Series EE U.S. Savings Bonds

U.S. savings bonds can provide one of the simplest approaches to saving for college. When you cash them in to pay for your child's college expenses, you will be able to do so witho

How to Conserve Water by Harvesting Rain or Snow

Recently rainwater harvesting is becoming more popular in America and states such as Arizona and New Mexico are adopting laws that mandate the practice for new buildings. Here are

One Talent, Multiple Streams of Income

Wondering how to use creative talents to pay the bills now and build for retirement later? Last week, I spoke with Texas wildflower artist Linda Calvert Jacobson about what works f

Are Zhu Zhu Pets and Other Popular Toys Dangerously Toxic?

The hottest toy of this holiday season is a little electronic hamster named the Zhu Zhu Pet. The $9.99 toy is this season's Tickle Me Elmo and parents are lining up early to snatch

Should Your Kids Contribute to Family Money Goals?

Setting money goals together as a family can set your kids up for future financial success. Try it with your kids and watch them prosper.