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Wise Bread articles that are hot today.

10 Signs You Aren't Saving Enough for Retirement

Do you get the sinking feeling you aren't saving enough for retirement? You probably aren't.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

Modifiers: 5 things that change an item's final price

Shopping for goods isn't Dungeons & Dragons, but it's still an adventure. Like D&D dice, modifiers affect the end result of what happens to you — specifically, how much you spend.

Don't worry about missing the bottom in houses

I've recently heard from several people who want to buy a house and are thinking that now may be the time. In particular, they're worried that waiting might cause them to "miss th

15 Great DIY Gifts for Geeks

Whether your geek is into comics, Star Wars, Lego, or steampunk, you can make a cool, thoughtful gift they'll love once for being DIY and twice for being nerdcore.

5 Financial Steps to Take After Graduating From College

Trying to find a job after college can be intimidating enough — forget about getting control of your money. But these five steps make financial independence simple.

Cricket Review: $45 Cell Plan With Unlimited Talk, Text & Data

No contract carriers like Cricket Wireless offers big savings as well as flexibility.

Best Money Tips: Watch for These July 4th Deals

Today we found articles on the best deals you’ll see this July 4th, secret ways to to see Broadway shows for cheap, and foolproof ways to save on homeowners insurance.

3 Great Home Gadgets That Can Save You Real Money

Put your home on autopilot with these three gadgets, and watch the savings roll in all year long.

Why I Love Using Skype to Keep in Touch With Family and Coworkers

If you're not using Skype you're wasting a fortune on calls. Learn why I've been using Skype for years and how you can start saving today.

Flashback Friday: 45 Life Lessons You'd Give to Your Younger Self

If only you could go back in time, here's everything you'd tell your younger self.

12 Delicious Ways to Eat Cauliflower Rice

On the Paleo diet or watching carbs? Cauliflower "rice" will thrill your palate.

Productivity Tips to Carry You Through 2012

This year, you can be more efficient, happier, and less stressed. From work to the weekend, make 2012 your best year yet with these suggestions.

The Upside of the Downturn: RecessionWire

Recession, Reschmession…. Just when you thought you’ve heard everything you could possibly take concerning today’s hottest buzz word, a brilliant website was created in its honor.

12 Fun Ways to Give Experiences Instead of Stuff

Running out of ideas for things to give? Take your giving to the fourth dimension and give your recipient the gift of time well spent.

The 6 Worst Resolutions Most of Us Will Make for 2014

You'll probably be making one (or more) of these terrible — and common — New Year Resolutions. Here's how to make them stick.

Things wear out

I have a pair of shoes that are about to wear out. This sucks because they're shoes I wear pretty often (which is no doubt why they're wearing out). I'll probably have to replace

Don't Tell Anyone: 11 Secret Starbucks Saving Tips

It can be fun to indulge in a coffee at Starbucks — and with these surprising tips, you can get your coffee fix for less.

Summer Freebies and Bargains for Kids

The best thing about public school is that it keeps kids occupied and not spending money for six hours a day or more. Now that it's summer, here re seven ideas for free or very che

11 Affordable Ways to Stay Cool in the Summer Heat

Summer's not over yet and there's still plenty of hot days to get through before Fall arrives. Stay cool with these simple, frugal ways to chill from POPSUGAR.