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Wise Bread articles that are hot today.

Join Our Tweetchat on Thu 4/7, 12pm Pacific for Chance to Win Prizes

Topic: How to better keep track of your money. Join our conversation for chance to win Amazon gift certificates! Use #WBChat to participate.

4 Magic Words and Phrases That Will Make You Sound Smarter

Because you're a regular Wise Bread reader, you're right more often than not. Sound even smarter — instantly — with these clever words and phrases.

8 Ways Your Customer Service Job Can Help You Win at Life

Next time you're feeling fed up with your service industry gig, just remember — it's making you a better person.

When and How to Offer Discounts for Early Payment

Offering discounts for cash, upfront and early payment can be an integral part of a comprehensive business management strategy, not just the domain of the accounts receivable de

8 Things to Consider Before Switching to an Online-Only Bank

Everything is going digital these days, and banks are no exception. But is online-only banking the right move for you?

How and Why I Held Onto a Tanking Stock — And What Happened Next

One investor takes a chance on a growth stock just before the price falls. Learn how she rationalized her decision — and whether it was a mistake.

7 Financial Differences Between Millennials and the Next Generation

Generation Z is fast approaching adulthood. How, exactly, do these young adults differ from the millennials who precede them?

Forget the Phonebook: 3 Local Marketing Initiatives With Higher ROIs

Even though few people use the phonebook to find local business these days, in an ironic twist, advertising in the phonebook has become more expensive. Small business can boost

Join Our Tweetchat on Thursday 12/4, 12pm PST for a Chance to Win $300 in Prizes!

Topic: Credit Empower Hour! Join our conversation for chance to win Amazon gift certificates! Use #WBChat and #StateofCredit to participate!

Best Money Tips: Fast Food Hacks That'll Save You Money

Today we found articles on fast food hacks that’ll save you money, things to do every day that will make you smarter, and what to do instead of having a garage sale.

Negotiating a Lease with Your Potential New Landlord

Here are the fine points of negotiating for rental space, including a few opportunities a newer business owner might miss.

Best Money Tips: The Best Time to Buy a Car

Today we found some awesome articles on the best time to buy a car, how to spend less on lunch, and what to do when you have too much debt.

Best Money Tips: Habits of Happy, Healthy Couples

Today we found some great articles with on habits of happy couples, tips for stress-free flying, and questions that will help you simplify your holidays.

Bad Credit? It Might Cost You Your Marriage

Your perfect partner is smart, funny, attractive. What more could you want from them? Add this to your list: a good credit score.

Independent Contractors vs. Employees: Keeping Them Straight

Who the IRS considers an employee and who it considers a contractor doesn't always match what a business owner might expect.

Join Our Tweetchat on Thu 4/28, 12pm Pacific for Chance to Win Prizes

Topic: How to get fit on a budget. Join our conversation for chance to win Amazon gift certificates! Use #WBChat to participate.

50 Amazing, Easy DIY Bath and Body Products

Homemade gifts are always appreciated, but your recipient may not always want your famous pecan-sugar bars. Mix it up with these DIY beauty gifts.

What to Do When You've Blown Your Budget for the Month

You've busted your budget for the month and there's still three weeks left to go. What now?

Join Our Tweetchat on Thu 5/5, 12pm Pacific for Chance to Win Prizes

Topic: How to celebrate a frugal Mother's Day. Join our conversation for chance to win Amazon gift certificates! Use #WBChat to participate.

7 Personal Finance Tips for Animal Lovers

We love our pets — too much sometimes — and it can cost us plenty. Get smart about caring for Fido and keep him from tearing a hole in your budget.