Hot Today

Wise Bread articles that are hot today.

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

7 Tips to Save on Apartment Living

Learn how to get the best apartment living experience without busting your budget. Here are 7 tips to help you get lower rent, top-notch service, cheaper utility bills, and more.

10 Simple Ways to Get Your Life Together

Self improvement is hard. Start with these simple (but significant) improvements first, and see where they take you.

8 Ways to Save on Accommodations Online

Believe it or not, you can pay less for your accommodations while traveling… or even get them for free!

5 Apps for Business Owners on the Go

There are hundreds and hundreds of apps out there, many of which help businesses move more efficiently. Here's a list of five great smartphone apps for business owners on the go.

11 Smart Ways to Boost Your Gas Mileage

Spend more time on the open road and less standing at the pump. These easy fuel-saving hacks will keep more money in your pocket.

How to Grocery Shop for Five on $100 a Week

Learn how to get a week's worth of groceries, toiletries, and household supplies for $100.

All the Ways Minimum Payments Are Evil

Credit card debt can be rough enough on its own. It's the minimum payments, though, that will really hurt you.

10 Ways to Improve Yourself for $100 or Less

Stuck in a rut? You can makeover your career, your finances, and your life for less than $100!

The Three F Rule Can Lead You to Happiness

In advertising, my chosen career, there is an unwritten rule for working with clients that makes everyone’s lives just a little better. It’s the three F rule. But when I explained

19 Frugal (And Easy) Ways to Update an Old Home

Don't drain your budget on simple upgrades to an old home. There is plenty you can do on the cheap.

Things You Must Know to Protect Yourself in an Auto Accident

Don't make an auto accident worse by causing more harm — whether to you, or to your insurance rates. Here's how to prepare for an accident, and what to do after.

Ask the Readers: Do you Return Gifts? (Chance to Win $10!)

We've all experienced a gift of a sweater that was too small (or worse yet, itchy). There are even tales of fine art presents that missed the mark of good taste and ended up hangin

Could Online Teaching Be For You?

It’s a new year and you need some supplementary income. Should you try online teaching? January 2010 makes the seventh year that I’ve been teaching online. It’s had its ups and dow

The One Personal Finance Skill You Must Master Before All the Others

Being a master of personal finance requires a few key skills, but none are as important as this one.

5 Unusual Ways to Open a Bottle of Beer (Without a Bottle Opener!)

What to do when you have a six pack and a thirsty crew — but no bottle opener? Improvise with these five cool tricks!

Ask the Readers: How Do You Watch Your Movies?

We want to know how you take in a flick. By sharing your movie watching habits (as well as how much you think you save each month), you'll be entered to win a $

15 Adventurous Things You Should Do Before You Die

A trip to the moon (or even to orbit) is probably out of reach, but there's still plenty of affordable adventure on the ground. Start dreaming with this list.

19 Things to Take Off Mom’s To-Do List

It's Mother’s Day. Forget breakfast in bed. Instead, take some things off of mom’s ever-growing, never-ending to-do list.

10 Easy Ways to Supercharge Your Retirement

Retirement safety nets like pensions are fast becoming a thing of the past. Plan your own strategy with these easy tips to supercharge your retirement.