Hot Today

Wise Bread articles that are hot today.

CitiMortgage Told Me to Default on My Loan

Only in the completely screwed-up world of the lending industry would this be a logical and serious piece of advice. But that’s basically what I was told after calling CitiMortg

How to Have an Above-Average Life for Below-Average Prices

If you target your spending on the things that matter most to you (and not to everyone else), you can often get more for less. Here's how it works.

3 Easy Steps to Take for a Better 401k

Everyone should know the basics of asset allocation by now, or so you thought. Here's three other things you can do to help your 401k.

A Simple Plan for Saving Up a $2000 Fun Fund

Whether you're planning for a wedding, vacation, or down payment on a home, these money-saving tricks will have you socking it away this year!

Are Your Five Senses Tricking You to Spend More?

An interesting take on how your senses affect your spending.

Do This One Thing Every Day to Defeat Negativity

If your glass is always half empty, this simple daily practice can help you see it half full — and help you feel happier.

17 Things You Are Missing Out on for Spending Too Much

It might feel like you're not losing much by spending all of your income now....you're just giving up flexibility, freedom, and a few other not-so-little things.

How to Help Your Kid Build Their First Budget

Everything your teen needs to master their money starts with you. Teach them budgeting basics that will last a lifetime.

Old Stuff: How to Kindly Receive and Reuse

Taking in free items can be a savvy, frugal move. Be on guard so that you won't be the not-so-proud owner of useless stuff.

Ask the Readers: If You Could Have One Wish (Chance to win $20!)

What is your most longed-for financial wish? Let us know your thoughts in order to be entered to win one of three $20 Amazon gift cards!

The 5 Best Teeth Whiteners

Looking for an easy way to whiten your teeth without the need for a trip to the dentist? These five excellent teeth whiteners can do just that.

14 Fun Ways to Spend a Snow Day Indoors

Winter days can be a drag, but with the right plan, you can turn the cabin fever into lots of fun.

5 Money Moves to Make Before Moving Out on Your Own

Before striking out on your own, set yourself up for financial success while Mom and Dad have still got your back.

Beauty Before Brains?

What if earning more were simply associated with how you look? Studies have found a link between success and attractiveness, but personality and dress might be just as important.

8 Simple Ways to De-Stink Your Stuff

Phew! What's that smell? Whatever it is, eliminate it with one of these simple de-stinkers made with stuff you probably already have on hand.

Buying Individual Dental Insurance Online: My Experience

I'm religious about my six-month cleanings, so when I needed dental insurance, I compared several options. Here's what I found.

Not Insuring These 6 Things Could Bankrupt You

You know you've become a responsible adult when you start worrying about insurance. Here's what you need to protect.

9 College Expenses You Aren't Saving For

Tuition? Check. Books? Check. These other hidden costs of your child's college education and experience? ...Uh oh.

Get Out of Debt Faster With the "Debt Snowflake"

Every dollar counts during debt repayment. Finding small savings or windfalls to put toward your debt can help you pay off your balances faster.

6 Powerful Images of Money and What They Really Mean

From Fearless Girl to Uncle Scrooge's vault, these iconic money images continue to shape our outlook on finance.