Hot Today

Wise Bread articles that are hot today.

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

How to Combat Economic Fatigue

Tough economic times take a toll on our sleep patterns, which adversely affect all other aspects of our lives, but it doesn't have to be this way.

Money making hobby: panning for gold

Lately many Californians have been heading to the rivers and streams to prospect for gold. The increase in people taking up this activity has some newspapers writing about "the new

Modern companies as specialized venture capital firms

In the old days, companies actually produced stuff. They invented it, designed it, made it, marketed it, and sold it. Although there are still some companies like that, they'r

10 Great Gifts for Frequent Travelers

Perfect gifts that will help them travel faster, safer, and enjoy the moment.

Mortgage bailout redux: new incentives for modifying second mortgages in the Second Lien Program

The United States government launched the "Hope for Homeowners" program back in October, 2008, and so far only one loan has received final approval to refinance under this program.

Teen Wins $100,000 Scholarship From the H&R Block Budget Challenge

Learn how 17-year-old Sean Lawrence won the contest and how your family can participate in the next one.

Hey Boss, Please Don’t Bother Me, I’m Daydreaming

Long considered the sole provenance of the lazy and uninspired, the process of daydreaming may be more productive than we thought.

Best Money Tips: Summer Heat

It's summer! Kids are almost out of school! And bloggers are hard at work, ignoring the nice weather and unsupervised children, bringing you the best advice on enjoying the frug

Best Money Tips: Go Forth and Save

This week in Wise Bread's Best Money Tips roundup, we look at ways to prevent identity theft , saving money on utilities with rain barrels, saving money on meds, and more.

8 Creative Uses for K-Cups

Brewing coffee with K-Cups is delicious and easy...and it uses LOTS of little containers. Get more life out of your K-Cups with these projects.

6 Upsides of the Down Economy

The recession may have a silver lining in the form of better quality of life. Learn the 6 ways the recession has inspired us to save money and live well.

How to Start Off Your Cover Letter Right

Follow these examples to write an effective, attention-grabbing cover letter introduction!

Making Home Affordable expanded again - borrowers allowed to refinance loans up to 125 percent of value

When the Obama administration first announced the details of the Making Home Affordable program in March, the guidelines for the refinance portion stated that the loan refinanced c

109 Random Acts of Kindness You Can Start Doing Today

It doesn't take a lot to brighten someone's day. Here are more than a hundred of them!

Latvians Mortgage Their Souls For Cash

Some Latvians are selling their souls for cash but not in an amoral or unethical way but literally signing away their souls for a maximum of $1,000. What's your threshold? What are

Using Times New Roman on Your Résumé Is Like Wearing Sweatpants to an Interview

First impressions matter, especially on a resume. What does your choice of font say about you?

Best Money Tips: Cold Shower Edition

This week in Wise Bread's Best Money Tips roundup: love your money, keep it cool, ignore your mother's advice, savagely murder your debt in its sleep, stop eating so much in the

Best Money Tips: Screw It, I'm Buying an Air Conditioner

Welcome to Wise Bread's Best Money Tips roundup. In this edition, we'll share with you how to stay cool, quit your job, learn from metaphors, make money from your crafts, and more!

Understand Capital Costs

Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it