Hot Today

Wise Bread articles that are hot today.

15 More Cheap and Easy DIY Toys Kids Will Love

Your little ones are sure to love these fun and fantastically frugal DIY toys — and your budget will, too!

Shoppers to Spend Less This Holiday Season

Despite some early predictions, it looks like holiday shoppers are not spending as much this year. Learn some of the reasons why.

How to Keep Your Pets Safe During a Natural Disaster

When a big storm hits, you won't have much time to get your loved ones to safety. Make sure you have a plan in place for your pets, too.

6 Things You Should Never Do When Applying for a Credit Card

Keep your credit reputation ship-shape and you'll qualify for more — and better — credit later. Here's how.

Looking Closer at Savings Strategies

How you put money aside may be just as important as the fact that you do. Have a look at three main strategies for setting money aside, and find one to fit your life.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

6 Smart Auto Finance Options

Most of us can't afford to pay cash for a new or used car. Finding the right auto financing is easier than you think.

20 Awesome Uses for Milk Crates

Milk crates are storage stalwarts because they're cheap and sturdy, but they can do so much more than just store books and LPs.

The 6 Best Makeup Kits You Can DIY for $50 or Less

Be fabulously frugal at any age with these expert-recommended makeup kits. Each one is less than $50!

Jobless Americans Paying Fees for Unemployment Benefits

It seems crazy, but it's true — by receiving funds on prepaid cards, unemployed citizens are forced to pay fees to access cash when they need it the most.

What to Buy (and Avoid Buying) in March

Another March is upon us which means another month of great deals, as well as some terrible buys to skip. Read on for this month's best buys.

Book review: Cash-Rich Retirement

Do you need a kick in the pants to get you saving for retirement?  Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo

Change Your Life With a 30 Day Challenge

Self-improvement can be hard, especially if we imagine making a change that will last the rest of our lives. To make a change stick, try it for 30 days first.

Ask the Readers: Have You Ever Been Audited by the IRS?

Tell us whether you have ever been audited by the IRS and we'll enter you in a drawing to win a $20 Amazon Gift Card!

7 Retailers With the Absolute Best Customer Service

These retailers may have higher prices, but their above-and-beyond customer service just might make paying the premium worth it.

Life Without Television

I haven't owned a television in over 7 years. I haven't lived in a house with a set in over 5 years. I spend my days largely television-free, and I actually like it.

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

14 Ways to Organize a Messy Closet

Whether you're organizing your closet for the first time or need to make even more space, these tips will help keep your clothing neat and easy-to-access.

6 False Assumptions About Debt-Free Living

What to expect once you're debt-free.

End Potato Prejudice: 10 Reasons Why You Should Eat Potatoes

Potatoes have gotten a rep as starchy and fattening. But recent studies suggest potatoes may contribute to weight loss, and they're as inexpensive and full of nutrition as ever.