Hot Today

Wise Bread articles that are hot today.

What Is a Good Credit Score and Why Is It Important?

Credit scores can be confusing. Make sure you understand how they work and how to get a good credit rating.

5 Homebuying Questions You're Embarrassed to Ask

New homeownership comes with more new terms and phrases than one can keep up with. Don't be embarrassed to ask these questions!

10 Fun, Free Ways to Entertain Yourself During a Flight Delay

If you're facing a long layover and a shortage of power outlets, forgo the tablet and try one of these inspired — and free — ways to pass the time.

What Happens to Your Debt After You Die?

Add debt to the short list of life's certainties (alongside death and taxes). Since you can't take it with you, where does it go?

Will "forced frugality" last?

Lately I have been hearing about the concept of "forced frugality" from the media and my peers. Many colleagues and family members say that they feel a need to be frugal in this

America Is the No Vacation Nation

Studies show that Americans are not using all their vacation time and are not given as much vacation time as other developed countries to begin with.

4 Easy-to-Fix Reasons Your Savings Account Isn't Growing

Don't get frustrated by a stunted savings account. Make these moves instead to help your money grow.

11 Famous Failures That Led to Success (And the Lessons They Teach)

Winning isn't everything. For these famous failures, losing was the only thing, until they finally won. What can you learn from their mistakes?

9 Ways Staying on Budget Can Be Fun (Really!)

Let's face it: Staying on budget is hard. But if you make it fun, you'll get some short-term kicks while you're saving for long-term goals.

15 Ways to Get People to Respond to Your Email

Make the most of both your and your recipient's inbox time by making your email more efficient to read and respond to.

8 Most Affordable Beach Towns in Mexico

Looking for a quick beach getaway? These gorgeous seaside towns in Mexico offer the most bang for your buck.

Are Music Lessons Worth It? Hidden Benefits May Tip the Scale

Music lessons for your child can be costly. But from teaching discipline to fostering a love of music to even improving math skills, the benefits are great.

How to Win a Fraud Dispute With Your Credit Card Company

Thanks to the Fair Credit Billing Act, the law's on your side when it comes to fraudulent card account charges. Here's how to protect your rights (and your wallet).

The Bank of Gasoline

Fuel prices may be going down, but for some motorists fuel prices never went up. Over 8,000 motorists in the St. Cloud, MN area are paying an average of $.50 to $1.50 less per gall

Fixing the foreclosure crisis

Because homeowners are also voters, and because the subprime lending crisis threatens the whole economy, the federal government is trying to come up with ways to head off a massive

10 Safe Cities to Visit in the U.S.

Looking for a safe travel destination that's not too far from home? There are several safe cities right here in the U.S. that you can visit.

Get enough sleep

I have a theory about sleep. My theory is this: everyone who routinely uses an alarm clock suffers from chronic sleep deprivation. Using an alarm clock a few times a year (to c

15 Ways to Make Brown Bagging It Better Than Buying Lunch

You know bringing your own lunch can save you tons — but bleh. Make your midday meal a real reward and you'll win twice.

8 Tech Gadgets With the Best Resale Value

We all have a junk drawer filled with outdated tech. But some gadgets actually hold their value well, and may be worth the effort to sell.

Ask the Readers: What Are Your Hobbies?

Tell us about your hobbies and we'll enter you in a drawing to win a $20 Amazon Gift Card!