Choosing between a fixed rate or adjustable rate mortgage loan is yet another complex decision new homebuyers must navigate. Make it easier by understanding the options.
Here are two ideas you already know: You won't achieve maximum happiness by always doing the most pleasurable thing you can think of at each moment, but neither will you find it b
Want to turn friends on to the frugal lifestyle without scaring them away? Ease them in with my favorite books that are not in-your-face anti-spending books, yet teach a lot of gre
Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti
In areas of the world known as "blue zones," people live longer, healthier lives. Find out why, and discover what healthy habits you can learn from them.
Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en
Around springtime last year, as my niece’s university graduation date loomed, I picked out (but waited to buy) what I thought would be an ideal gift: a watch with her alma mater’s
For the past few years people have been telling us that it's not a matter of "if" a pandemic occurs, but a matter of "when." Well, a pandemic may be upon us. Or it may not. Either
Keeping your hair silky smooth after color treatments isn't easy, but it can be. Just use any of these repair shampoos and your locks will go back to being luscious.
Wise Bread articles that are hot today.
Couponing: Hobby or Lifestyle?
Clipping coupons is a great way to save money at the grocery store. But is "extreme couponing" the right choice for you and your family?
Fixed or Adjustable? Choosing the Right Mortgage Loan
Choosing between a fixed rate or adjustable rate mortgage loan is yet another complex decision new homebuyers must navigate. Make it easier by understanding the options.
Book review: Happier
Here are two ideas you already know: You won't achieve maximum happiness by always doing the most pleasurable thing you can think of at each moment, but neither will you find it b
22 Fun and Free Summertime Exercise Ideas
Summer is the perfect time to have fun outside and get fit. Here are more than 20 ways to enjoy yourself and exercise at the same time.
Lose Weight and Eat Better With the 8 Best Diet Apps
Dieters with smartphones have a wide selection of apps to help count calories and track progress. Check out this trim list of the eight best.
6 Old School Tools to Help You Stay on Budget
If the latest apps and digital spreadsheets aren't your cup of tea, kick it old school with these low tech ways to keep finances on track.
10 Questions to Ask Before Accepting a Credit Card Offer
It feels like we toss out unsolicited credit card offers every day. But what about when you actually want to accept one?
4 Reasons You Should Splurge on Experiences, Not Things
Stop wasting your money on cluttery stuff that wears out too soon. Invest it instead on experiences you'll remember now — and forever.
Ask the Readers: What Do You Do for Fun While You're Stuck at Home?
Tell us what you're doing for fun while you're stuck at home and we'll enter you in a drawing to win a $20 Amazon Gift Card!
My Favorite Guides to Frugal Living Are Not Guides to Frugal Living
Want to turn friends on to the frugal lifestyle without scaring them away? Ease them in with my favorite books that are not in-your-face anti-spending books, yet teach a lot of gre
10 Frugal Hacks for Single Living
Lots of frugal living advice is for couples and families, but anyone can cut costs dramatically while living alone, too — no roommate required!
Five More Tips For Eating In Restaurants And Sticking To A Budget
Even if you are working hard to keep your discretionary spending to a minimum, you can still enjoy a restaurant meal once in awhile.
UTMA/UGMA Custodial Accounts
Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti
Power9: 9 Habits of the World's Healthiest People
In areas of the world known as "blue zones," people live longer, healthier lives. Find out why, and discover what healthy habits you can learn from them.
Delayed Gratification and the Secret to Will Power
Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en
8 Reasons to Drink More Water
It's old news that we don't really need to drink eight glasses of water per day, but there are still plenty of reasons to stay well-hydrated.
How to Save Your Family Memories With Cloud Computing
With the help of cloud computing, distant family can create a scrapbook or newsletter together, so everyone can stay to date on family goings-on.
Gifts For Grads
Around springtime last year, as my niece’s university graduation date loomed, I picked out (but waited to buy) what I thought would be an ideal gift: a watch with her alma mater’s
15 Things You Should Do Today to Prepare for a Pandemic Flu
For the past few years people have been telling us that it's not a matter of "if" a pandemic occurs, but a matter of "when." Well, a pandemic may be upon us. Or it may not. Either
The 5 Best Repair Shampoos
Keeping your hair silky smooth after color treatments isn't easy, but it can be. Just use any of these repair shampoos and your locks will go back to being luscious.