Hot Today

Wise Bread articles that are hot today.

Why “PayDay” Loans from Uncle Sam Just Aren’t Worth It

Many of you may remember my recent admission to being a former p

8 Things You Should Always Buy Used

Sure, who doesn't love that new car smell? But for cars and these other seven things, you'll save mega bucks buying used.

Making Every Penny Count With A Zero-Based Budget

Feel like you're just living payday-to-payday? Having trouble figuring out where all your money goes? Then a zero-based budget just might be for you.

The 5 Best Water Filters

Drinking water is important to your health — but it's also important to ensure the water is clean. Water filters are a frugal way to make that happen.

How to Shop Online Safely

With the uptake in online shopping, so does online crime. Thankfully, there are a few easy things we can do to avoid becoming a victim of it.

Stop Making These 10 Bogus Retirement Savings Excuses

Your nest egg needs attention now if you want to ease smoothly into retirement later. No more excuses!

Ask the Readers: How Do You Prioritize Your Savings Goals?

Tell us how you prioritize your savings goals and we'll enter you in a drawing to win a $20 Amazon Gift Card!

What if energy costs keep rising?

Recession or not, I think the medium-term trend in energy costs is up.  Just in case I'm right, you ought to have plan for that.

Evolve Your Money Management Beyond the Budget

Budgeting can be complicated, tedious, and inflexible. But for some, there's a simpler, more reliable way to accomplish the same thing.

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

The 5 Best Rice Cookers

If you eat rice regularly, it might be worthwhile to invest in a dedicated rice cooker. Here are our top picks.

So Your Bank Failed, Now What?

Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank

5 Unexpected Side Benefits of Your Side Hustle

Making extra money on the side isn't only about the extra money — find out about the other perks that come with a side job.

The 5 Best Body Scrubs

Keeping your skin fresh and blemish-free isn't easy, but it can be. Just use any of these body scrubs and your skin will shine bright like a diamond.

Invest some of this cheap energy

I've tried to avoid predicting energy prices, except to say that they'll be volatile. I'm not a bit surprised to see oil and gasoline prices dropping by half in the past few month

Look Waste in the Face (and Save More than Money)

I’m addicted to how-to tips for saving money; Shave a few dollars off any of my enormous utility bills, and my heart belongs to you. Sometimes it takes more than savvy know-how to

Quick and Dirty Skin Care for Men: How Grandpa Used to Do It

Back in the day, careful personal grooming was manly. Get reacquainted with the simple skin care rites of our forefathers and look and feel younger, too.

The 5 Best Scanners

Whether you're trying to preserve family photos or make your office paperless, you can do it with one of these excellent scanners.

8 Smart Ways to Save on Audio Books

The only thing better than reading your favorite book is listening to the audio version. And here's how to get audiobooks on the cheap.

Free Diapers: How Persistence Got Me Into a Diaper Study

Some things sound too good to be true. Try, “Diaper Study: Free Diapers, and Get Paid to Use Them.” My overly-analytical (okay, suspicious) mind would question, “What’s the catch?"